1422 Wolf Bay Rd, Chipley, FL 32428 Property Records

Washington County property record for 1422 Wolf Bay Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,278 sqft · built 2002
Lot Size	1.94 acres (84,506 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Dec 2020)
Tax Bill	$2,040 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`000025630002`

Property Details

APN / Parcel Number

Primary APN	`000025630002`
Alternative APN	`25630002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,278 sqft Heated Area
Gross Area	3,602 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	84,506 sqft (1.94 acres)
Garage Type	Finished
Garage Area	812 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	512 sqft
Shed	1 Shed
Shed Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000025630002
Street Address	1422 WOLF BAY RD
City	CHIPLEY
State	FL
Zip	32428-4195
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20 5 13 1.94 ORB 1193 P 296 BG 1351.70' N & 432.75' W OF SEC OF SE4 OF NE4, RUN 297.04' S, 257.93' W, 297.13' N, 261' E FOR
Legal Range	13W
Legal Township	05N
Legal Section	20
Legal Block	2563
Legal Lot Number	0002
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1002
Census Tract	970103

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1422 WOLF BAY RD, CHIPLEY, FL 32428-4195
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK
Dec 16, 2020	Warranty Deed, Transfer NORTHWEST TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2020 · Amount on File
Deed Sale	Dec 15, 2020 · Amount on File
Deed Document Number	0001193296
Deed Book / Page	1193 / 296
Last Transfer Date	Dec 16, 2020
Transfer Doc	0067008424
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1422 WOLF BAY RD, CHIPLEY, FL 32428-4195
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 WOLF BAY RD, CHIPLEY, FL 32428-4195

Mortgage

Document Number	0067001463
Date	Feb 15, 2022
Book Page	1232/709
Instrument	202267001463

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	CHIPLEY, FL 32428

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Dec 16, 2020
Property Address	1422 WOLF BAY RD, CHIPLEY, FL 32428-4195
Document Number	0067008424
Book / Page	001193 / 000296
Instrument Date	Dec 15, 2020
Instrument	67008424
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$2,520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	587 LOVEWOOD RD GRACEVILLE FL 324404675, GRACEVILLE, FL 32440-4675

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,040.00 (+6.64%) Homeowner's exemption	$188,149 (+2.87%)	$293,039 (+10.17%) Land $12,610 Building $280,429
2024	$1,913.00 (+2.3%) Homeowner's exemption	$182,897 (+2.97%)	$265,997 (+9.23%) Land $12,610 Building $253,387
2023	$1,870.00 (+3.03%) Homeowner's exemption	$177,622 (+2.97%)	$243,516 (+9.67%) Land $12,610 Building $230,906
2022	$1,815.00 Homeowner's exemption	$172,500	$222,053 Land $12,028 Building $210,025

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1994–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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