1422 Silver Cove Dr, Clermont, FL 34714 Property Records

Lake County property record for 1422 Silver Cove Dr, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,662 sqft · built 2005
Lot Size	0.15 acres (6,553 sqft)
Owner	2 Individual Names on File
Last Sale	$187,500 (Apr 2017)
Tax Bill	$4,701 (2024)
Deeds & Mortgages	May 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-24-26-1900-000-08200`

Property Details

APN / Parcel Number

Primary APN	`25-24-26-1900-000-08200`
Alternative APNs	`262425190000008200` `3810974`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,662 sqft Living Area
Gross Area	2,062 sqft
1st Floor Area	1,662 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,553 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	253 sqft
Porch	Finished/Open Porch
Porch Area	104 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3810974
Street Address	1422 SILVER COVE DR
City	CLERMONT
State	FL
Zip	34714-5901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SILVER CREEK PB 47 PG 61-63 LOT 82 ORB 4926 PG 2346
Legal Range	26E
Legal Township	24S
Legal Section	25
Legal Subdivision	SILVER CREEK
Legal Tract	1900
Legal Lot Number	82
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1023
Census Tract	31314

Owner

1422 Silver Cove Dr is owned and occupied by two individuals who bought it in April 2017.

Source: Lake County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1422 SILVER COVE DR, CLERMONT, FL 34714-5901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 7, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CHRISTENSEN FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2017 · Amount on File
Deed Sale	Apr 7, 2017 · Amount on File
Prior Sale	Aug 19, 2016 · Amount on File
Deed Document Number	201738106
Deed Book / Page	4926 / 2346
Prior Transfer Date	Mar 28, 2016
Prior Transfer Doc	0047580094
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1422 SILVER COVE DR, CLERMONT, FL 34714-5901
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 SILVER COVE DR, CLERMONT, FL 34714-5901

Mortgage

Document Number	0057082194
Date	May 13, 2021
Book Page	5708/2194
Instrument	2021066527

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 7, 2017
Property Address	1422 SILVER COVE DR, CLERMONT, FL 34714-5901
Document Number	0049262346
Book / Page	4926 / 2346
Map Reference	MB 47 PG 61-63
Instrument Date	Apr 7, 2017
Instrument	2017038106
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2022
Title Company	SECURITY NATIONAL TITLE AND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 PALM AVE STE 9, 161, AUBURN, CA 95603-3718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 SILVER COVE DR, CLERMONT, FL 34714-5901

Mortgage

Document Number	0049262348
Date	Apr 7, 2017
Book Page	4926/2348
Instrument	2017038107

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company
Address	LONGWOOD, FL 32750

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,806 (-0.09%) Land $79,500 Building $240,306	$319,806 (-0.09%) Land $79,500 Building $240,306
2025		$320,086 Land $79,500 Building $240,586	$320,086 Land $79,500 Building $240,586
2024	$4,701.00 (+8.47%)
2023	$4,334.00 (+13.66%)	$313,673 (+9.71%)	$313,673 (+9.71%) Land $79,500 Building $234,173
2022	$3,813.00	$285,923	$285,923 Land $64,500 Building $221,423

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1422 Silver Cove Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1422 Silver Cove Dr is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHLAKE UTILITIES private · serves 9,950 people · EPA ID FL3354916
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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