1422 Oak Shore Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 1422 Oak Shore Dr, Tool, TX 75143

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,064 sqft
Owner	Individual Name on File
Tax Bill	$514 (2023)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4400-0001-0060-63`

Property Details

APN / Parcel Number

Primary APN	`4400-0001-0060-63`
Alternative APNs	`R000079567` `287016`

Interior

Full Baths	2 Baths
Building Area	1,064 sqft Living Area
1st Floor Area	728 sqft
2nd Floor Area	336 sqft

Exterior

Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Porch	Covered Porch
Porch Area	224 sqft

Location & Zoning

Account Number	R000079567
Old Parcel Number	4400.0001.0060.63
Street Address	1422 OAK SHORE DR
City	TOOL
State	TX
Zip	75143-1578
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 AB 488 T S MITCHELL SUR, TRADE WINDS, BLK 1 LT 6
Legal Subdivision	TRADE WINDS (168)
Legal Block	1
Legal Lot Number	6
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	1
Census Block	1007
Census Tract	950802

Owner

1422 Oak Shore Dr is owned and occupied by an individual who acquired it in December 2017.

Source: Henderson County records, as of April 1, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1422 OAK SHORE DR, TOOL, TX 75143-1578
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Jun 12, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK
Dec 26, 2017	Vendor's Lien, Transfer · FHA Mortgage WELLS FARGO BANK NA
Apr 17, 2017	Warranty Deed, Transfer NOT AVAILABLE, COLONIAL TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2017
Deed Sale	Dec 26, 2017
Prior Sale	Apr 17, 2017
Deed Document Number	2017-00019306
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	1422 OAK SHORE DR, TOOL, TX 75143-1578
Transaction Type	Mortgage
Record Updated	Oct 1, 2021
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100017926
Date	Sep 16, 2021
Instrument	2021-00017926

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	1422 OAK SHORE DR, TOOL, TX 75143-1578
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COLONIAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700008752
Date	Jun 12, 2017
Instrument	2017-00008752

Lender

Name	FIRST STATE BANK
Type	Bank
Address	MABANK, TX 75147

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 12, 2032

December 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Dec 26, 2017
Property Address	1422 OAK SHORE DR, TOOL, TX 75143-1578
Document Number	201700019306
Map Reference	CAB A SL157
Instrument Date	Dec 21, 2017
Instrument	2017-00019306
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	NOT AVAILABLE, COLONIAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 OAK SHORE DR, TOOL, TX 75143-1578

Mortgage

Document Number	201700019307
Date	Dec 26, 2017
Instrument	2017-00019307

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON TX
Recording Date	Apr 17, 2017
Property Address	1422 OAK SHORE DR, TOOL, TX 75143-1578
Document Number	201700005571
Map Reference	CAB2 SL157
Instrument Date	Apr 13, 2017
Instrument	2017-00005571
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	NOT AVAILABLE, COLONIAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 SPANISH TRL, GUN BARREL CITY, TX 75156-5328

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Municipality	Tool City
Unified School District	Malakoff Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$514.00 (-54.59%) Homeowner's exemption Senior Citizen's exemption	$83,299 Land $1,500 Building $147,112	$148,612 Land $1,500 Building $147,112
2022	$1,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1422 Oak Shore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1422 Oak Shore Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: Conquest Wireless.

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