1422 Middle Ave, Elyria, OH 44035 Property Records

Lorain County property record for 1422 Middle Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,326 sqft · built 1910
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$66,500 (Nov 1994)
Tax Bill	$1,658 (2025)
Deeds & Mortgages	May 2026 Construction Loan Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-26-003-101-003`

Property Details

APN / Parcel Number

Primary APN	`06-26-003-101-003`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,326 sqft Living Area
Gross Area	1,374 sqft
1st Floor Area	702 sqft
Basement Area	702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	112 ft deep x 39 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	258 sqft
Deck Area	72 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1422 MIDDLE AVE
City	ELYRIA
State	OH
Zip	44035-7628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAXON FRNT 0039.00 DPTH 0112.00
Legal Subdivision	FAXON
Legal Tract	26
Legal Block	101
Legal Lot Number	62
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1011
Census Tract	71400

Owner

Source: Lorain County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1422 MIDDLE AVE, ELYRIA, OH 44035-7628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK
Apr 12, 2018	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK/WV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 1994 · Amount on Record
Deed Sale	Nov 23, 1994 · Amount on Record
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	May 22, 2026
Property Address	1422 MIDDLE AVE, ELYRIA, OH 44035-7628
Document Number	0000096896
Instrument Date	May 13, 2026
Instrument	202696896
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ENTERPRISE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 MIDDLE AVE, ELYRIA, OH 44035-7628

Mortgage

Document Number	0000096896,
Date	May 22, 2026
Instrument	202696896

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2056

Interest

Rate	6.3%
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1422 MIDDLE AVE, ELYRIA, OH 44035-7628
Document Number	0000671416
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	May 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1422 MIDDLE AVE ELYRIA OH 440357628, ELYRIA, OH 44035-7628

Mortgage

Document Number	0000671416
Date	May 8, 2018
Instrument	671416

Lender

Name	HUNTINGTON NAT'L BK/WV
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,658.00 Homeowner's exemption	$35,220 (+0.02%) Land $5,300 Building $29,920	$100,610 (-) Land $15,130 Building $85,480
2024	$1,658.00 (+34.69%)	$35,214 (+55.93%) Land $5,296 Building $29,918	$100,610 (+55.94%) Land $15,130 Building $85,480
2023	$1,231.00 (+0.41%)	$22,583 (-0.03%) Land $1,537 Building $21,046	$64,520 (-) Land $4,390 Building $60,130
2022	$1,226.00	$22,590 Land $1,540 Building $21,050
2021			$64,520 Land $4,390 Building $60,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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