1422 H St, Ramona, CA 92065 Property Records

San Diego County property record for 1422 H St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,424 sqft · built 1972
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jul 2010)
Tax Bill	$4,077 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`282-273-22-00`

Property Details

APN / Parcel Number

Primary APN	`282-273-22-00`
Alternative APN	`2822830600`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,424 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	34,848 sqft (0.8 acres)

Location & Zoning

Old Parcel Number	2822830600
Street Address	1422 H ST
City	RAMONA
State	CA
Zip	92065-2633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 146 SWLY 100 FT OF NELY 256 FT OF TR 000643
Legal Subdivision	RAMONA
Legal Tract	000643
Legal Block	146
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2001
Census Tract	20806

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1422 H ST, RAMONA, CA 92065-2633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
May 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING
Jul 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2010 · Amount on Record
Deed Sale	Jul 19, 2010 · Amount on Record
Prior Sale	Jan 12, 2010 · Amount on Record
Deed Document Number	2010358939
Prior Transfer Date	Nov 7, 2006
Prior Transfer Doc	0000809949
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1422 H ST, RAMONA, CA 92065-2633
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 H ST, RAMONA, CA 92065-2633

Mortgage

Document Number	0000060550
Date	Jan 26, 2021
Instrument	2021-0060550

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1422 H ST, RAMONA, CA 92065-2633
Document Number	0000246452
Instrument Date	May 9, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	FINANCIAL TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1422 H ST RAMONA CA 920652633, RAMONA, CA 92065-2633

Mortgage

Document Number	0000246452
Date	May 14, 2020
Instrument	246452

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	DENVER, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1422 H ST, RAMONA, CA 92065-2633
Document Number	0000284070
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1422 H ST RAMONA CA 920652633, RAMONA, CA 92065-2633

Mortgage

Document Number	0000284070
Date	Jul 16, 2019
Instrument	284070

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$378,958 (+2%) Land $143,740 Building $235,218
2025	$4,077.00 (+9.48%) Homeowner's exemption	$371,528 (+4.04%) Land $140,922 Building $230,606
2023	$3,724.00 (-3.4%) Homeowner's exemption	$357,102 Land $135,450 Building $221,652
2022	$3,855.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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