1422 Elm St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1422 Elm St, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,583 sqft · built 1926
Lot Size	0.087 acres (3,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$920,000 (Dec 2024)
Tax Bill	$13,003 (2025)
Deeds & Mortgages	Apr 2024 Transfer Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`502-370-009-8`

Property Details

APN / Parcel Number

Primary APN	`502-370-009-8`
Alternative APN	`502-370-009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,583 sqft Living Area
1st Floor Area	918 sqft
Basement Area	665 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1931
Lot Area	3,800 sqft (0.087 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1422 ELM ST
City	EL CERRITO
State	CA
Zip	94530-2202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTH BERKELEY TERR LOT 36 POR 37 BLK 30
Legal Subdivision	NORTH BERKELEY TERRACE
Legal Block	30
Legal Lot Number	36
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	387000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1422 ELM ST, EL CERRITO, CA 94530-2202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Intrafamily Transfer, Transfer
Dec 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Dec 23, 2020	Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK
Oct 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2024 · Amount on Record
Deed Sale	Dec 12, 2024 · Amount on Record
Prior Sale	Feb 26, 2002 · Amount on Record
Deed Document Number	2024133217
Prior Transfer Date	Apr 2, 2024
Prior Transfer Doc	0000034054
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 12, 2024
Property Address	1422 ELM ST, EL CERRITO, CA 94530-2202
Document Number	0000034054
Map Reference	MB 1 PG 26
Instrument Date	Apr 2, 2024
Instrument	2024-034054
Transaction Type	Transfer
Record Updated	Apr 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 BOYD AVE, RICHMOND, CA 94805-1719

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1422 ELM ST, EL CERRITO, CA 94530-2202
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000217994
Date	Dec 5, 2019
Instrument	2019-217994

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1422 ELM ST, EL CERRITO, CA 94530-2202
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 ELM ST, EL CERRITO, CA 94530-2202

Mortgage

Document Number	0000324542
Date	Dec 23, 2020
Instrument	2020-324542

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2050

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 8, 2020
Property Address	1422 ELM ST, EL CERRITO, CA 94530-2202
Document Number	0000231426
Map Reference	MB 1 PG 26
Instrument Date	Oct 7, 2020
Instrument	2020-231426
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1422 ELM ST, EL CERRITO, CA 94530-2202

Mortgage

Document Number	0000231427
Date	Oct 8, 2020
Instrument	2020-231427

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$953,400 (+3.63%) Land $714,000 Building $239,400
2025	$13,003.00 (+98.16%)	$920,000 (+112.44%) Land $700,000 Building $220,000
2023	$6,562.00 (+1.77%) Homeowner's exemption	$433,057 Land $340,773 Building $92,284
2022	$6,448.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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