Marion County property record for 1422 E McCord St, Centralia, IL 62801
| Property Type | Commercial |
|---|---|
| Details | built 1962 |
| Lot Size | 2.04 acres (88,862 sqft) |
| Owner | Company Name on Record |
| Last Sale | $42,666 (Jun 2022) |
| Tax Bill | $10,748 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2023 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1417200005 |
| Primary APN | 1417200005 |
|---|
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Lot Area | 88,862 sqft (2.04 acres) |
| Street Address | 1422 E MCCORD ST |
|---|---|
| City | CENTRALIA |
| State | IL |
| Zip | 62801-3702 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PT MID PT SW NE |
| Jurisdiction | MARION IL |
| Township / Civil Division | CENTRALIA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 952400 |
Source: Marion County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 15 EVERGREEN DR, CENTRALIA, IL 62801-4350 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF SPRINGFIELD |
| Mar 17, 2023 | Deed of Trust, Mortgage · Construction Mortgage BANK OF SPRINGFIELD |
| Jun 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK NA |
| Aug 24, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2022 · Amount on Record |
| Deed Sale | Jun 14, 2022 · Amount on Record |
| Deed Document Number | 20222722 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IL |
| Property Address | 1422 E MCCORD ST, CENTRALIA, IL 62801-3702 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 15 EVERGREEN DR, CENTRALIA, IL 62801-4350 |
| Document Number | 2025R04308 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 2025R04308 |
| Name | BANK OF SPRINGFIELD |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62794 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IL |
| Property Address | 1422 E MCCORD ST, CENTRALIA, IL 62801-3702 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023R01015 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 2023R01015 |
| Name | BANK OF SPRINGFIELD |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 15, 2028 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION IL |
| Recording Date | Jun 14, 2022 |
| Property Address | 1422 E MCCORD ST, CENTRALIA, IL 62801-3702 |
| Document Number | 2022R02722 |
| Instrument Date | Jun 8, 2022 |
| Instrument | 2022R02722 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2022 |
| Title Company | SOUTHEAST TITLE COMPANY, SOUTHERN IL TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 N 5TH ST, 13, ALBION, IL 62806-1021 |
| Name | Verified Name |
|---|---|
| Address | 15 EVERGREEN DR, CENTRALIA, IL 62801-4350 |
| Document Number | 2022R02723 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 2022R02723 |
| Name | COMMUNITY TRUST BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 5.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IL |
| Property Address | 1422 E MCCORD ST, CENTRALIA, IL 62801-3702 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2018R04238 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 2018R04238 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Jul 14, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Min Rate At Change | 4% |
| Max Rate At Change | 11% |
Source: Marion County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Marion County |
| County Subdivision | Centralia Township |
| Municipality | Centralia City |
| Elementary School District | Centralia School District 135 (PK - 08) |
| Secondary School District | Centralia High School District 200 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,748.00 (-6.95%) | $150,800 (+20.89%) Land $31,280 Building $119,520 | $452,400 (+20.89%) Land $93,840 Building $358,560 |
| 2022 | $11,551.00 | $124,740 Land $23,730 Building $101,010 | $374,220 Land $71,190 Building $303,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRALIA serves 12,182 people · EPA ID IL1214220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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