1422 E Main St, Watertown, WI 53094 Property Records

Jefferson County property record for 1422 E Main St, Watertown, WI 53094

Property Summary

Property Type	Single Family Home
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$137,600 (Aug 2023)
Tax Bill	$2,842 (2025)
Deeds & Mortgages	Aug 2023 Transfer May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`291-0815-0324-004`

Property Details

APN / Parcel Number

Primary APN	`291-0815-0324-004`
Alternative APN	`29146300001000`

Exterior

Lot Area	7,492 sqft (0.172 acres)

Location & Zoning

Street Address	1422 E MAIN ST
City	WATERTOWN
State	WI
Zip	53094-4035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE/C LOT 4, PLAT OF RIVERLAWN, WLY TO NW/C SD LOT, S141.47FT TO POB, ELY 50FT, SLY 150FT, WLY TO SW/C SD LOT, NLY TO POB.
Legal Range	15E
Legal Township	08N
Legal Section	03
Legal Subdivision	RECORDED PLAT OF RIVER LAWN
Legal Lot Number	4
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERTOWN
Census Block Group	4
Census Block	4001
Census Tract	100200

Owner

1422 E Main St is owned and occupied by two individuals who bought it in August 2023.

Source: Jefferson County records, as of February 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1422 E MAIN ST, WATERTOWN, WI 53094-4035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Intrafamily Transfer, Transfer
May 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 24, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN L LLC
Jun 11, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2023 · Amount on File
Deed Sale	Aug 17, 2023 · Amount on File
Prior Sale	Feb 27, 2009 · Amount on File
Deed Document Number	20231476654
Prior Transfer Date	Sep 4, 2008
Prior Transfer Doc	0001245544
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON WI
Recording Date	Aug 17, 2023
Property Address	1422 E MAIN ST, WATERTOWN, WI 53094-4035
Document Number	0001476654
Instrument Date	Jul 20, 2023
Instrument	1476654
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 N MAYFAIR RD STE 200, 200, WAUWATOSA, WI 53226-3431
Investor	Possibly a Property Investor

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	1422 E MAIN ST, WATERTOWN, WI 53094-4035
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001462506
Date	May 12, 2022
Instrument	1462506

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2037

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	1422 E MAIN ST, WATERTOWN, WI 53094-4035
Document Number	0001435895
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1422 E MAIN ST WATERTOWN WI 530944035, WATERTOWN, WI 53094-4035

Mortgage

Document Number	0001435895
Date	Nov 30, 2020
Instrument	1435895

Lender

Name	QUICKEN L LLC
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 29, 2035

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	1422 E MAIN ST, WATERTOWN, WI 53094-4035
Document Number	0001397991
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Jul 2, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1422 E MAIN ST WATERTOWN WI 530944035, WATERTOWN, WI 53094-4035

Mortgage

Document Number	0001397991
Date	Jun 15, 2018
Instrument	1397991

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 14, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1422 E Main St was $2,842 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,842.00 Homeowner's exemption	$173,200 Land $43,500 Building $129,700	$173,500
2023	$2,448.00 (-0.37%)	$139,400 (-) Land $37,500 Building $101,900
2022	$2,457.00	$139,400 Land $37,500 Building $101,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1422 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1422 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN WATERWORKS serves 23,945 people · EPA ID WI1280044
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	15 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Netwurx, T-Mobile.

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