Hillsborough County property record for 1422 Deirdre Dr, Ruskin, FL 33570
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,558 sqft · built 1985 |
| Lot Size | 0.475 acres (20,694 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $900,000 (Mar 2024) |
| Tax Bill | $687 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2024 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 032171-5026 |
| Primary APN | 032171-5026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,558 sqft Living Area |
| Gross Area | 5,018 sqft |
| 1st Floor Area | 2,328 sqft |
| Upper Floors Area | 1,230 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,694 sqft (0.475 acres) |
| Lot Dimensions | 177 ft deep x 120 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 996 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 576 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 464 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0321715026 |
|---|---|
| Street Address | 1422 DEIRDRE DR |
| City | RUSKIN |
| State | FL |
| Zip | 33570-4101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-6 |
| Legal Description | GULL HAVEN SUBDIVISION W 1/2 OF LOT 13 AND LOT 14 |
| Legal Range | 18E |
| Legal Township | 32S |
| Legal Section | 12 |
| Legal Subdivision | GULL HAVEN SUBDIVISION |
| Legal Tract | 18X |
| Legal Lot Number | 13 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 14108 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1422 DEIRDRE DR, RUSKIN, FL 33570-4101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING LLC |
| Apr 25, 2024 | Deed of Trust, Mortgage · VA Mortgage THE MORTGAGE FIRM INC |
| Mar 12, 2024 | Warranty Deed, Transfer · VA Mortgage THE MORTGAGE FIRM INC |
| Jul 18, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2024 · Amount on Record |
| Deed Sale | Mar 12, 2024 · Amount on Record |
| Deed Document Number | 2024106190 |
| Prior Transfer Date | Jul 13, 2023 |
| Prior Transfer Doc | 0000314445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1422 DEIRDRE DR, RUSKIN, FL 33570-4101 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1422 DEIRDRE DR, RUSKIN, FL 33570-4101 |
| Investor | Possibly a Property Investor |
| Document Number | 0000069769 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 2026069769 |
| Name | ZOOM HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 48452 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1422 DEIRDRE DR, RUSKIN, FL 33570-4101 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 405 PINEWELL DR, NORFOLK, VA 23503-1764 |
| Investor | Possibly a Property Investor |
| Document Number | 0000167271 |
|---|---|
| Date | Apr 25, 2024 |
| Instrument | 2024167271 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Mar 12, 2024 |
| Property Address | 1422 DEIRDRE DR, RUSKIN, FL 33570-4101 |
| Document Number | 0000106190 |
| Map Reference | MB 48 PG 46 |
| Instrument Date | Mar 8, 2024 |
| Instrument | 2024106190 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2024 |
| Title Company | TURNER TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15106 TEALRISE WAY, LITHIA, FL 33547-3873 |
| Name | Verified Name |
|---|---|
| Address | 1422 DEIRDRE DR, RUSKIN, FL 33570-4101 |
| Document Number | 0000106199 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | 2024106199 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 18, 2023 |
| Property Address | 1422 DEIRDRE DR, RUSKIN, FL 33570-4101 |
| Document Number | 0000314445 |
| Map Reference | MB 48 PG 46 |
| Instrument Date | Jul 13, 2023 |
| Instrument | 2023314445 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1422 DEIRDRE DR, RUSKIN, FL 33570-4101 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1422 DEIRDRE DR, RUSKIN, FL 33570-4101 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $742,233 (-4%) Land $250,983 Building $491,250 | $742,233 (-4%) Land $250,983 Building $491,250 | |
| 2025 | $687.00 (-95.08%) Disabled Person's exemption Veteran's exemption | $773,137 (+99.4%) Land $250,983 Building $522,154 | $773,137 (+7.84%) Land $250,983 Building $522,154 |
| 2024 | $13,968.00 (+112.51%) | ||
| 2023 | $6,573.00 (+3.86%) Homeowner's exemption | $387,724 (+3%) | $716,955 (+12.87%) Land $219,610 Building $497,345 |
| 2022 | $6,329.00 Homeowner's exemption | $376,431 | $635,224 Land $188,237 Building $446,987 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 145 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 145 in force |
| Nearby Flood Claims | 113 (1982–2024) |
| Claims Outside the SFHA | 4 of 113 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHULAVISTA LANDINGS private · serves 380 people · EPA ID FL6290298 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Also Mapped Here | HCWRD/SOUTH-CENTRAL |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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