1422 Circle Dr, Albert Lea, MN 56007 Property Records

Freeborn County property record for 1422 Circle Dr, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,896 sqft · built 1916
Lot Size	0.393 acres (17,152 sqft)
Owner	Individual Name on Record
Tax Bill	$2,078 (2026)
Deeds & Mortgages	May 2022 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34.101.0040`

Property Details

APN / Parcel Number

Primary APN	`34.101.0040`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,896 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	1,352 sqft
Unfinished Basement	1,352 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,152 sqft (0.393 acres)
Lot Dimensions	174 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	480 sqft
Porch	Slab
Porch Area	198 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Street Address	1422 CIRCLE DR
City	ALBERT LEA
State	MN
Zip	56007-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKWOOD PARK, EAST BLOCK LOT 6 & N1/2 LOT 5 OAKWOOD PARK EAST
Legal Subdivision	OAKWOOD PARK, EAST BLOCK
Legal Lot Number	5-6
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	2
Census Block	2029
Census Tract	180400

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1422 CIRCLE DR, ALBERT LEA, MN 56007-1529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	1422 CIRCLE DR, ALBERT LEA, MN 56007-1529
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A554941
Date	May 16, 2022
Instrument	A554941

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2052

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	1422 CIRCLE DR, ALBERT LEA, MN 56007-1529
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A552655
Date	Dec 28, 2021
Instrument	A552655

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 8, 2036

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	1422 CIRCLE DR, ALBERT LEA, MN 56007-1529
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A525379
Date	Jan 3, 2017
Instrument	A525379

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,078.00 Homeowner's exemption	$160,600 (+13.18%) Land $33,100 Building $127,500	$160,600 (+13.18%) Land $33,100 Building $127,500
2025	$2,078.00 (+16.48%)
2023	$1,784.00 (+5.44%) Homeowner's exemption	$141,900 Land $33,100 Building $108,800	$141,900 Land $33,100 Building $108,800
2020	$1,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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