1422 Big Cypress Loop, Wilmington, NC 28409 Property Records

New Hanover County property record for 1422 Big Cypress Loop, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,791 sqft · built 2023
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$622,500 (Jul 2026)
Tax Bill	$2,190 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R07900-003-672-000`

Property Details

APN / Parcel Number

Primary APN	`R07900-003-672-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,791 sqft Living Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood
Lot Area	9,583 sqft (0.22 acres)
Terrain	Low
Garage Area	440 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	1422 BIG CYPRESS LOOP
City	WILMINGTON
State	NC
Zip	28409-0104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 140 PH 3 CONGLETON
Legal Subdivision	CONGLETON PHASE 3 AS SHOWN ON PLAT
Legal Lot Number	140
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	1
Census Block	1032
Census Tract	12109

Owner

1422 Big Cypress Loop is owned and occupied by two individuals who bought it in July 2026.

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1422 BIG CYPRESS LOOP, WILMINGTON, NC 28409-0104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer · Conventional Mortgage CAPITAL HOME LOANS
Nov 9, 2023	Warranty Deed, Transfer · Conventional Mortgage GROW FINANCIAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2026 · Amount on File
Deed Sale	Jul 29, 2026 · Amount on File
Prior Sale	Nov 9, 2023 · Amount on File
Deed Document Number	202620929
Deed Book / Page	6865 / 906
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jul 29, 2026
Property Address	1422 BIG CYPRESS LOOP, WILMINGTON, NC 28409-0104
Document Number	0000020929
Book / Page	6865 / 906
Instrument Date	Jul 27, 2026
Instrument	202620929
Transaction Type	Transfer
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125,745.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 BIG CYPRESS LOOP, WILMINGTON, NC 28409-0104

Mortgage

Document Number	0000020930,
Date	Jul 29, 2026
Instrument	202620930

Lender

Name	CAPITAL HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Nov 9, 2023
Property Address	1422 BIG CYPRESS LOOP, WILMINGTON, NC 28409-0104
Document Number	00667400085
Book / Page	6674 / 85
Map Reference	MB 71 PG 253&254
Instrument Date	Nov 9, 2023
Instrument	2023028407
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,151.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 CLAYTON RD, MARYVILLE, TN 37804-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 BIG CYPRESS LOOP, WILMINGTON, NC 28409-0104

Mortgage

Document Number	2023028408
Date	Nov 9, 2023
Instrument	2023028408

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 1, 2033
Change Frequency	10 Years
Min Rate At Change	4%
Max Rate At Change	7.87%
Index	10-Year TN
Max Rate	10.8%

Tax Assessment & Valuation

The 2025 property tax bill for 1422 Big Cypress Loop was $2,190, down 0.9% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,300 (-) Land $111,200 Building $454,100	$565,300 (-) Land $111,200 Building $454,100
2025	$2,190.00 (-0.9%)	$565,300 Land $111,200 Building $454,100	$565,300 Land $111,200 Building $454,100
2024	$2,210.00
2023		$61,300 Land $61,300	$61,300 Land $61,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1422 Big Cypress Loop in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 246 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	246 in force
Nearby Flood Claims	34 (1996–2024)
Claims Outside the SFHA	3 of 34
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 17 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims Hurricane Fran, Sep 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1422 Big Cypress Loop is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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