Bell County property record for 1422 Berger Rd, Temple, TX 76501
| Property Type | Commercial |
|---|---|
| Details | 25,415 sqft · built 2019 |
| Lot Size | 2.78 acres (121,097 sqft) |
| Owner | Company Name on File |
| Tax Bill | $12,499 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0557600600 |
| Primary APN | 0557600600 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 25,415 sqft Gross Area |
| 1st Floor Area | 22,540 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Metal |
| Roof Type | Gable |
| Lot Area | 121,097 sqft (2.78 acres) |
| View / Lot | Commercial |
| Canopy | 240 sqft |
| Storage Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1422 BERGER RD |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76501-2728 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | A0572BC M MORALES, 14-1, ACRES 2.78 |
| Legal Subdivision | M MORALES |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20402 |
Source: Bell County records · APN 0557600600
Assessment roll updated February 9, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1422 BERGER RD, TEMPLE, TX 76501-2728 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jul 08, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL NATIONAL BANK |
| Jul 12, 2022 | Vendor's Lien, Transfer THE BUCKHOLTS STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jul 08, 2026 |
| Property Address | 1422 BERGER RD, TEMPLE, TX 76501-2728 |
| Document Number | 0000034452 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202634452 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000034452, |
|---|---|
| Date | Jul 08, 2026 |
| Instrument | 202634452 |
| Name | CENTRAL NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 43 Months |
| Due | Feb 27, 2030 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jul 12, 2022 |
| Property Address | 1422 BERGER RD, TEMPLE, TX 76501-6875 |
| Document Number | 0000044363 |
| Map Reference | DOC 2020073020 |
| Instrument Date | Jul 08, 2022 |
| Instrument | 2022044363 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Title Company | CENTRALAND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1207 HYACINTH DR, TEMPLE, TX 76502-7413 |
| Name | Verified Name |
|---|---|
| Address | 1422 BERGER RD, TEMPLE, TX 76501-6875 |
| Date | Jul 12, 2022 |
|---|
| Name | THE BUCKHOLTS STATE BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Troy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,499.00 (+29.07%) | $931,765 (+25.07%) Land $115,516 Building $816,249 | $931,765 (+25.07%) Land $115,516 Building $816,249 |
| 2023 | $9,684.00 | $745,004 Land $105,015 Building $639,989 | $745,004 Land $105,015 Building $639,989 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 61% of the US · above 44% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 9 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LITTLE ELM VALLEY WSC serves 2,127 people |
|---|---|
| Water Source | Purchased surface water from CENTRAL TEXAS WSC |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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