1422 Ashstead Ln, Matthews, NC 28105 Property Records

Mecklenburg County property record for 1422 Ashstead Ln, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,458 sqft · built 1989
Lot Size	0.32 acres (13,981 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (Dec 2025)
Tax Bill	$3,218 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`227-392-54`

Property Details

APN / Parcel Number

Primary APN	`227-392-54`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,458 sqft Heated Area
1st Floor Area	1,300 sqft
Upper Floors Area	1,298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Other
Exterior Material	Masonite
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	13,981 sqft (0.32 acres)
Garage Area	462 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1422 ASHSTEAD LN
City	MATTHEWS
State	NC
Zip	28105-5800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	L27 B4 M21-798
Legal Subdivision	BRIGHTMOOR SEC 09
Legal Block	4
Legal Lot Number	27
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	1
Census Block	1013
Census Tract	5835

Owner

1422 Ashstead Ln is owned and occupied by an individual who bought it in December 2025.

Source: Mecklenburg County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1422 ASHSTEAD LN, MATTHEWS, NC 28105-5800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK
Dec 19, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Apr 22, 2020	Deed of Trust, Mortgage · Line of Credit UWHARRIE BANK
Sep 14, 2020	Deed of Trust, Mortgage · Line of Credit UWHARRIE BK
Jul 24, 2017	Warranty Deed, Transfer · Conventional Mortgage NEWDOMINION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on File
Deed Sale	Dec 19, 2025 · Amount on File
Prior Sale	Jul 24, 2017 · Amount on File
Deed Document Number	2025130765
Deed Book / Page	40087 / 275
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1422 ASHSTEAD LN, MATTHEWS, NC 28105-5800
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066333
Date	Apr 5, 2021
Book Page	35896/328
Instrument	2021066333

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 19, 2025
Property Address	1422 ASHSTEAD LN, MATTHEWS, NC 28105-5800
Document Number	0000130765
Book / Page	40087 / 275
Map Reference	MB 21 PG 798
Instrument Date	Dec 19, 2025
Instrument	2025130765
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1736 WHITE POND LN, WAXHAW, NC 28173-8370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 ASHSTEAD LN, MATTHEWS, NC 28105-5800

Mortgage

Document Number	0000130766
Date	Dec 19, 2025
Instrument	2025130766

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1422 ASHSTEAD LN, MATTHEWS, NC 28105-5800
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056452
Date	Apr 22, 2020
Book Page	34496/563
Instrument	2020056452

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 13, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1422 ASHSTEAD LN, MATTHEWS, NC 28105-5800
Document Number	0000151802
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 ASHSTEAD LN MATTHEWS NC 281055800, MATTHEWS, NC 28105-5800

Mortgage

Document Number	0000151802
Date	Sep 18, 2020
Book Page	035072/000845
Instrument	151802

Lender

Name	UWHARRIE BK
Type	Bank
Address	WASHINGTON, DC 20277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 17, 2035

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 24, 2017
Property Address	1422 ASHSTEAD LN, MATTHEWS, NC 28105-5800
Document Number	0000099034
Book / Page	31987 / 235
Map Reference	MB22550 PG547
Instrument Date	Jul 21, 2017
Instrument	2017099034
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3443 CAL BOST RD, 3443, MIDLAND, NC 28107-8794

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 ASHSTEAD LN, MATTHEWS, NC 28105-5800

Mortgage

Document Number	0000099035
Date	Jul 24, 2017
Instrument	2017099035

Lender

Name	NEWDOMINION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$429,300 Land $90,000 Building $339,300
2024	$3,218.00
2023			$429,300 Land $90,000 Building $339,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1422 Ashstead Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1422 Ashstead Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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