14218 Ithaca Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 14218 Ithaca Rd, Saint Charles, MI 48655 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1997
Square Footage1,991 sqft Living Area
Lot Size436,036 sqft (10 acres)
OccupancyOwner Occupied
Last Sale$270,000 (2022)
Tax Bill$1,640.00 (2025)

Property Details

APN / Parcel Number

Primary APN08-10-2-02-4004-002

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,991 sqft Living Area
1st Floor1,991 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialBrick Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area436,036 sqft (10 acres)
Parking Spaces2 Parking Spaces
Garage Area624 sqft Garage

Exterior Amenities

Total Buildings2 Total Buildings
Patio Area772 sqft Patio
PorchCovered Porch
Porch Area759 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address14218 ITHACA RD
CitySAINT CHARLES
StateMI
Zip48655-9707
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM AT A PT 676.40 FT W FROM SE CORN OF SEC 2 TH W 660 FT TH N 660.14 FT TH E 659.97 FT TH S 661.76 FT TO POB 10.01 ACRES SEC 2 T10N R2E
Legal Range02E
Legal Township10N
Legal Section02
JurisdictionSAGINAW MI
Minor Civil DivisionBRANT
Census Blockgroup1
Census Block1005
Census Tract12400

Owner

Source: Saginaw County records · APN 08-10-2-02-4004-002

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address14218 ITHACA RD, SAINT CHARLES, MI 48655-9707
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2022Intrafamily Transfer, Transfer
Apr 13, 2022Warranty Deed, Transfer · Conventional Mortgage
HEALTH ADVANTAGE FEDERAL CU
Jun 21, 2021Deed of Trust, Mortgage · Line of Credit
JOLT CREDIT UNION
Jul 21, 2017Warranty Deed, Transfer
OXFORD BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 13, 2022 · Amount on Record
Deed SaleApr 13, 2022 · Amount on Record
Prior SaleJul 21, 2017 · Amount on Record
Deed Doc Number202211866
Last Transfer DateJun 29, 2022
Transfer Doc0000020909
Record RefreshedSep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAGINAW MI
Recording DateJul 29, 2022
Property Address14218 ITHACA RD, SAINT CHARLES, MI 48655-9707
Document Number0000020909
Instrument DateJun 29, 2022
Instrument2022020909
Transaction TypeTransfer
Record UpdatedAug 09, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address14218 ITHACA RD, 14218, SAINT CHARLES, MI 48655-9707

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address14218 ITHACA RD, SAINT CHARLES, MI 48655-9707

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateApr 13, 2022
Property Address14218 ITHACA RD, SAINT CHARLES, MI 48655-9707
Document Number0000011866
Instrument DateApr 05, 2022
Instrument2022011866
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,025.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14218 ITHACA RD, 14218, SAINT CHARLES, MI 48655-9707

Transferred To (Grantee/Buyer)

NameVerified Name
Address11006 S SHORE DR, LAKE, MI 48632-9538

Mortgage

Document Number0000011867
DateApr 13, 2022
Instrument2022011867
Lender
NameHEALTH ADVANTAGE FEDERAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address14218 ITHACA RD, SAINT CHARLES, MI 48655-9707
Transaction TypeMortgage
Record UpdatedJul 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address14218 ITHACA RD, SAINT CHARLES, MI 48655-9707

Mortgage

Document Number2021021959
DateJun 21, 2021
Instrument2021021959
Lender
NameJOLT CREDIT UNION
TypeCredit Union
AddressSAGINAW, MI 48603
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateJul 21, 2017
Property Address14218 ITHACA RD, SAINT CHARLES, MI 48655-9707
Document Number2017021490
Instrument DateJul 03, 2017
Instrument2017021490
Transaction TypeTransfer
Record UpdatedSep 02, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021491
DateJul 21, 2017
Instrument2017021491
Lender
NameOXFORD BANK
TypeBank
Agreement
AmountAmount Recorded
Term342 Months
DueJan 01, 2046
Interest
Rate4.5%
Type Change DateJul 05, 2022

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionBrant Township
Unified School DistrictSt. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$180,200 (+28.53%)$360,400 (+28.53%)
2025$1,640.00 (-56.74%) Homeowner's exemption
2023$140,200$280,400
2022$3,791.00

Flood & Wildfire

14218 Ithaca Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Saginaw County (26145C), updated March 29, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 52nd in Michigan
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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