14214 Reserve Cv, Prospect, KY 40059 Property Records

Oldham County property record for 14214 Reserve Cv, Prospect, KY 40059

Property Summary

Property Type	Residential Vacant Land
Lot Size	2.3 acres (100,187 sqft)
Owner	2 Individual Names on Record
Last Sale	$374,000 (Mar 2026)
Tax Bill	$3,998 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2005 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-01D-00-5`

Property Details

APN / Parcel Number

Primary APN	`02-01D-00-5`
Alternative APN	`34365`

Exterior

Lot Area	100,187 sqft (2.3 acres)

Location & Zoning

Account Number	34365
Street Address	14214 RESERVE CV
City	PROSPECT
State	KY
Zip	40059-8069
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 2.30AC
Legal Lot Number	5
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1003
Census Tract	30801

Owner

Source: Oldham County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	3911 BLACKTHORN PL, LA GRANGE, KY 40031-7014
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Nov 10, 2005	Deed, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 5, 2026 · Amount on Record
Deed Sale	Mar 5, 2026 · Amount on Record
Prior Sale	Nov 10, 2005 · Amount on Record
Deed Document Number	851299
Deed Book / Page	D1435 / 88
Record Updated	Jun 8, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Mar 5, 2026
Property Address	14214 RESERVE CV, PROSPECT, KY 40059-8069
Document Number	00D1435/88
Book / Page	D1435 / 88
Map Reference	MB 8 PG 9
Instrument Date	Mar 4, 2026
Instrument	851299
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TTL & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 115, LA GRANGE, KY 40031-0115

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3911 BLACKTHORN PL, LA GRANGE, KY 40031-7014

Mortgage

Document Number	0000851302
Date	Mar 5, 2026
Instrument	851302

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Nov 10, 2005
Property Address	14214 RESERVE CV, PROSPECT, KY 40059-8069
Document Number	00D851/301
Book / Page	D851 / 301
Map Reference	MB6 PG82
Instrument Date	Nov 8, 2005
Instrument	340554
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount Recorded
Tax	$325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7400 S PARK PL, LOUISVILLE, KY 40222-4861

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3600 RIVER RIDGE CV, PROSPECT, KY 40059-8038

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,998.00 (-0.42%)	$325,000 (-) Land $325,000	$325,000 (-) Land $325,000
2023	$4,015.00	$325,000 Land $325,000	$325,000 Land $325,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Nearby Flood Policies	93 in force
Nearby Flood Claims	776 (1978–2025)
Claims Outside the SFHA	47 of 776
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 70 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 78 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 105 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Reserve Cv

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures