14214 Gregg Neck Rd, Galena, MD 21635 Property Records

Kent County property record for 14214 Gregg Neck Rd, Galena, MD 21635

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,144 sqft · built 1986
Lot Size	0.594 acres (25,875 sqft)
Owner	Individual Name on File
Last Sale	$279,500 (Jan 2020)
Tax Bill	$3,982 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-023276`

Property Details

APN / Parcel Number

Primary APN	`01-023276`
Alternative APNs	`1023276` `023276`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,144 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	25,875 sqft (0.594 acres)
Lot Dimensions	150 ft deep x 172 ft wide
Garage Type	Detached
Garage Area	912 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	576 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	242 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	023276
Street Address	14214 GREGG NECK RD
City	GALENA
State	MD
Zip	21635-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 52-54 PL 2 14214 GREGG NECK RD GREGG NECK
Legal Subdivision	PLAT NO 2 GREGG NECK
Legal Lot Number	52-54
Jurisdiction	KENT MD
Township / Civil Division	1, MASSEY
Census Block Group	1
Census Block	1008
Census Tract	950100

Owner

14214 Gregg Neck Rd is owned and occupied by an individual who bought it in January 2020.

Source: Kent County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	14214 GREGG NECK RD, GALENA, MD 21635-1309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage FULTON BANK NA
Jan 21, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 10, 2020	Deed, Transfer · VA Mortgage KEYSTONE FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2020 · Amount on File
Deed Sale	Jan 10, 2020 · Amount on File
Prior Sale	Aug 24, 1995 · Amount on File
Deed Book / Page	1040 / 102
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	14214 GREGG NECK RD, GALENA, MD 21635-1309
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010160240
Date	Aug 29, 2019
Book Page	1016/240

Lender

Name	FULTON BANK NA
Type	Bank
Address	LEWES, DE 19958

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	14214 GREGG NECK RD, GALENA, MD 21635-1309
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011200161
Date	Jan 21, 2021
Book Page	1120/161

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Jan 10, 2020
Property Address	14214 GREGG NECK RD, GALENA, MD 21635-1309
Document Number	0010400102
Book / Page	1040 / 102
Map Reference	LB WHG 44 FO 297
Instrument Date	Dec 30, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	KIRSH TITLE SERVICES INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	14214 GREGG NECK RD, GALENA, MD 21635-1309

Mortgage

Document Number	0001040108
Date	Jan 10, 2020
Instrument	1040/108

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 14214 Gregg Neck Rd was $3,982, up 8.2% from the year before.

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,982.00 (+8.24%)	$345,900 Land $86,200 Building $259,700	$345,900 Land $86,200 Building $259,700
2025	$3,679.00
2023	$2,988.00	$265,800 Land $86,200 Building $179,600	$265,800 Land $86,200 Building $179,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14214 Gregg Neck Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1999–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14214 Gregg Neck Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RiverNet Fixed Wireless	1,200 / 1,000

May also be available: BridgeMAXX Suncoast Broadband, IQ Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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