14211 Harbour Pl, Prospect, KY 40059 Property Records

Oldham County property record for 14211 Harbour Pl, Prospect, KY 40059

Property Summary

Property TypeTownhouse
Details2 bd · 1.5 ba · 1,360 sqft · built 1997
Lot Size0.075 acres (3,294 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Aug 2016)
Tax Bill$1,906 (2025)
Flood ZoneZone AE (high risk)
APN04-02B-02B-133

Property Details

APN / Parcel Number

Primary APN04-02B-02B-133
Alternative APN
  • 55709

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,360 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleTownhouse
Exterior MaterialWood
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area3,294 sqft (0.075 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number55709
Street Address14211 HARBOUR PL
CityPROSPECT
StateKY
Zip40059-8004
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionTOWNHOUSE
Legal SubdivisionCARDINAL HARBOUR
Legal BlockSEC 2B
Legal Lot Number133
JurisdictionOLDHAM KY
Township / Civil DivisionPEWEE VALLEY
Census Block Group3
Census Block3021
Census Tract30802

Owner

Source: Oldham County records, as of December 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address14211 HARBOUR PL, PROSPECT, KY 40059-8004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2016 · Amount on Record
Deed SaleAug 26, 2016 · Amount on Record
Prior SaleNov 4, 2013 · Amount on Record
Deed Document Number2016513659
Deed Book / Page1141 / 184
Prior Transfer DateJun 23, 2005
Prior Transfer DocD837/582
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyOldham County
Unified School DistrictOldham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,906.00 (-16.15%) Homeowner's exemption$200,000 (+11.11%) Land $40,000 Building $160,000$200,000 (+11.11%) Land $40,000 Building $160,000
2023$2,273.00$180,000 Land $40,000 Building $140,000$180,000 Land $40,000 Building $140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 58 policies
Nearby Flood Policies58 in force
Nearby Flood Claims214 (1978–2026)
Claims Outside the SFHA19 of 214
Most Recent ClaimJun 2026 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 48 claims
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 11 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 57 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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