1421 Summit Dr, Chula Vista, CA 91910 Property Records

San Diego County property record for 1421 Summit Dr, Chula Vista, CA 91910

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,507 sqft · built 1986
Lot Size1.61 acres (70,212 sqft)
Owner2 Trust Names on File
Last Sale$276,000 (Nov 2009)
Tax Bill$4,188 (2025)
Deeds & MortgagesJun 2021 Mortgage
Nov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN642-380-03-39

Property Details

APN / Parcel Number

Primary APN642-380-03-39

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,507 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleCondo/Apartment
Lot Area70,212 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1421 SUMMIT DR
CityCHULA VISTA
StateCA
Zip91910-6848
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePC
Legal DescriptionLOT 3 US 39PER DOC85-177992&UND INT IN TR 010777
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract010777
Legal Block3
Legal Lot Number3
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract13421

Owner

1421 Summit Dr, a condominium, is owner-occupied and held in a trust since May 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Trust Names on File
Mailing Address1421 SUMMIT DR, CHULA VISTA, CA 91910-6848
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Nov 2, 2017Deed of Trust, Mortgage · Line of Credit
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2009 · Amount on File
Deed SaleNov 3, 2009 · Amount on File
Prior SaleJun 18, 2009 · Amount on File
Deed Document Number2009610087
Last Transfer DateMay 22, 2024
Transfer Doc0000133055
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1421 SUMMIT DR, CHULA VISTA, CA 91910-6848
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyNAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1421 SUMMIT DR, CHULA VISTA, CA 91910-6848

Mortgage

Document Number0000462544
DateJun 25, 2021
Instrument2021-0462544
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1421 SUMMIT DR, CHULA VISTA, CA 91910-6848
Document Number0000542520
Instrument DateNov 2, 2017
Transaction TypeMortgage
Record UpdatedNov 27, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1421 SUMMIT DR CHULA VISTA CA 919106848, CHULA VISTA, CA 91910-6848

Mortgage

Document Number0000542520
DateNov 21, 2017
Instrument542520
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueNov 20, 2057
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1421 Summit Dr was $4,188 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$363,244 (+2%) Land $143,956 Building $219,288
2025$4,188.00 Homeowner's exemption$356,123 Land $141,134 Building $214,989
2023$3,983.00 (+2.97%) Homeowner's exemption$342,296 Land $135,654 Building $206,642
2022$3,868.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1421 Summit Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1421 Summit Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemViejas Community System
tribal government · serves 9,600 people · EPA ID 090600158
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Wyyerd Connect.

Nearby Properties on Summit Dr

Nearby Streets

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