Monroe County property record for 1421 State Rd 4a, Little Torch Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 888 sqft · built 1989 |
| Lot Size | 1.62 acres (70,567 sqft) |
| Owner | Company Name on File |
| Last Sale | $50,000 (Jul 1987) |
| Tax Bill | $1,996 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00113120-000100 |
| Primary APN | 00113120-000100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 888 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Construction Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 70,567 sqft (1.62 acres) |
| View / Lot | Waterfront |
| Porch | Open Porch |
| Porch Area | 744 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 8713461 |
|---|---|
| Street Address | 1421 STATE ROAD 4A |
| City | LITTLE TORCH KEY |
| State | FL |
| Zip | 33042-5709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | 21 66 29 LITTLE TORCH KEY PT GOVT LOT 2 (2.13 AC) OR1021-495/96 OR1614-2083/84 OR2078-392 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 21 |
| Legal Subdivision | LITTLE TORCH KEY |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 971502 |
1421 State Rd 4a is owned by a company that acquired it in January 2005 and is owner-occupied.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 420350, SUMMERLAND KEY, FL 33042-0350 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 1987 · Amount on File |
| Deed Sale | Jul 1, 1987 · Amount on File |
| Deed Book / Page | 1021 / 495 |
| Last Transfer Date | Jan 7, 2005 |
| Transfer Doc | 0020780392 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $181,569 | $1,555,184 Land $1,377,434 Building $177,750 | |
| 2024 | $1,996.00 (+6.97%) | ||
| 2023 | $1,866.00 (+2.7%) Homeowner's exemption | $171,313 (+3%) | $1,396,280 (+6.61%) Land $1,227,480 Building $168,800 |
| 2022 | $1,817.00 Homeowner's exemption | $166,324 | $1,309,698 Land $1,135,873 Building $173,825 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1421 State Rd 4a in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 829 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 829 in force |
| Nearby Flood Claims | 700 (1998–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1421 State Rd 4a is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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