1421 Rialto St, Oxnard, CA 93035 Property Records

Ventura County property record for 1421 Rialto St, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,524 sqft · built 1961
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$655,000 (Jun 2021)
Tax Bill	$8,782 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`183-0-332-035`

Property Details

APN / Parcel Number

Primary APN	`183-0-332-035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,524 sqft Living Area
Gross Area	1,074 sqft
1st Floor Area	1,074 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Patio Area	140 sqft

Location & Zoning

Street Address	1421 RIALTO ST
City	OXNARD
State	CA
Zip	93035-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 125500 LOT: 76 REF: 029MR 037
Legal Subdivision	1255 CITY OXNARD
Legal Tract	125500
Legal Block	332
Legal Lot Number	76
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1005
Census Tract	8800

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1421 RIALTO ST, OXNARD, CA 93035-3527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Grant Deed, Transfer · FHA Mortgage OCMBC INC
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PREMIER LENDING INC
Oct 20, 2020	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Aug 1, 2018	Grant Deed, Transfer · FHA Mortgage RIGHT START MORTGAGE INC
Feb 20, 2017	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK
Feb 20, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Prior Sale	Aug 1, 2018 · Amount on Record
Deed Document Number	2021120989
Prior Transfer Date	Nov 10, 1993
Prior Transfer Doc	0000221698
Record Updated	Sep 20, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jun 22, 2021
Property Address	1421 RIALTO ST, OXNARD, CA 93035-3527
Document Number	0000120989
Map Reference	MB 29 PG 37
Instrument Date	Jun 10, 2021
Instrument	20210622-00120989
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1421 RIALTO ST, OXNARD, CA 93035-3527

Mortgage

Document Number	0000120990
Date	Jun 22, 2021
Instrument	20210622-00120990

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1421 RIALTO ST, OXNARD, CA 93035-3527
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 RIALTO ST, OXNARD, CA 93035-3527

Mortgage

Document Number	0000042729
Date	Feb 26, 2021
Instrument	20210226-00042729

Lender

Name	PREMIER LENDING INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1421 RIALTO ST, OXNARD, CA 93035-3527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 RIALTO ST, OXNARD, CA 93035-3527

Mortgage

Document Number	0000172773
Date	Oct 20, 2020
Instrument	20201020-00172773

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Aug 1, 2048

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 1, 2018
Property Address	1421 RIALTO ST, OXNARD, CA 93035-3527
Document Number	0000087591
Map Reference	MB29 PG37
Instrument Date	Jun 18, 2018
Instrument	20180801-00087591
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLKE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20 PRINCETON AVE, OXNARD, CA 93036-2502

Mortgage

Document Number	0000087592
Date	Aug 1, 2018
Instrument	20180801-00087592

Lender

Name	RIGHT START MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VENTURA CA
Property Address	1421 RIALTO ST, OXNARD, CA 93035-3527
Document Number	0000049287
Instrument Date	Feb 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 RIALTO ST OXNARD CA 930353527, OXNARD, CA 93035-3527

Mortgage

Document Number	0000049287
Date	Apr 13, 2017
Instrument	49287

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1421 RIALTO ST, OXNARD, CA 93035-3527
Document Number	0000053711
Instrument Date	Feb 20, 2017
Transaction Type	Mortgage
Record Updated	May 4, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 RIALTO ST OXNARD CA 930353527, OXNARD, CA 93035-3527

Mortgage

Document Number	0000053711
Date	Apr 24, 2017
Instrument	53711

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2047

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$723,171 (+2%) Land $470,338 Building $252,833
2025	$8,782.00 (+2.2%)	$708,992 (+4.04%) Land $461,116 Building $247,876
2024	$8,593.00 (+3.78%)
2023	$8,280.00 (+3.11%)	$681,462 Land $443,211 Building $238,251
2022	$8,030.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 789 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Frontier, GeoLinks, T-Mobile, Verizon.

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