1421 Ramsgate Way, San Jose, CA 95127 Property Records

Santa Clara County property record for 1421 Ramsgate Way, San Jose, CA 95127

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,631 sqft · built 1957
Lot Size	0.119 acres (5,208 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Sep 2021)
Tax Bill	$14,144 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`488-11-015`

Property Details

APN / Parcel Number

Primary APN	`488-11-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,631 sqft Living Area
1st Floor Area	1,183 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Wood
Lot Area	5,208 sqft (0.119 acres)
Lot Dimensions	93 ft deep x 56 ft wide
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1421 RAMSGATE WAY
City	SAN JOSE
State	CA
Zip	95127-4645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TR 1411 LOT 53
Legal Subdivision	MAYFAIR MEADOWS ANNEX
Legal Tract	1411
Legal Lot Number	53
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2002
Census Tract	503510

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1421 RAMSGATE WAY, SAN JOSE, CA 95127-4645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 25, 2019	Deed of Trust, Mortgage · VA Mortgage WEST ONE CAPITAL GROUP INC
Sep 20, 2021	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 2, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Sep 2, 2020	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 18, 2018	Quit Claim Deed, Transfer · VA Mortgage OTHER INSTITUTIONAL LENDERS
Aug 8, 2017	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INVS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Sep 2, 2020 · Amount on Record
Deed Document Number	25105398
Record Updated	Jun 7, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1421 RAMSGATE WAY, SAN JOSE, CA 95127-4645
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 RAMSGATE WAY, SAN JOSE, CA 95127-4645

Mortgage

Document Number	0025328112
Date	Jun 29, 2022
Instrument	25328112

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1421 RAMSGATE WAY, SAN JOSE, CA 95127-4645
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024211117
Date	Jun 25, 2019
Instrument	24211117

Lender

Name	WEST ONE CAPITAL GROUP INC
Type	Non-Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 20, 2021
Property Address	1421 RAMSGATE WAY, SAN JOSE, CA 95127-4645
Document Number	0025105398
Map Reference	MB 55 PG 25
Instrument Date	Sep 9, 2021
Instrument	25105398
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 RAMSGATE WAY, SAN JOSE, CA 95127-4645

Mortgage

Document Number	0025105399
Date	Sep 20, 2021
Instrument	25105399

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 2, 2020
Property Address	1421 RAMSGATE WAY, SAN JOSE, CA 95127-4645
Document Number	0024598223
Instrument Date	Aug 30, 2020
Instrument	24598223
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1421 RAMSGATE WAY SAN JOSE CA 951274645, SAN JOSE, CA 95127-4645

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 2, 2020
Property Address	1421 RAMSGATE WAY, SAN JOSE, CA 95127-4645
Document Number	0024598224
Map Reference	MB 55 PG 25
Instrument Date	Aug 29, 2020
Instrument	24598224
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1421 RAMSGATE WAY, SAN JOSE, CA 95127-4645

Mortgage

Document Number	0024598225
Date	Sep 2, 2020
Instrument	24598225

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 18, 2018
Property Address	1421 RAMSGATE WAY, SAN JOSE, CA 95127-4645
Document Number	0024045097
Instrument Date	Sep 29, 2018
Instrument	24045097
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	UNISOURCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1421 RAMSGATE WAY SAN JOSE CA 951274645, SAN JOSE, CA 95127-4645

Mortgage

Document Number	24045098
Date	Oct 18, 2018
Instrument	24045098

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	NEWPORT BEACH, CA 92660

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1421 RAMSGATE WAY, SAN JOSE, CA 95127-4645
Document Number	0023744047
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Sep 11, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1421 RAMSGATE WAY SAN JOSE CA 951274645, SAN JOSE, CA 95127-4645

Mortgage

Document Number	0023744047
Date	Sep 1, 2017
Instrument	23744047

Lender

Name	VILLAGE CAP & INVS
Type	Funding / Finance Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Alum Rock Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,144.00 (+4.06%)	$904,996 (+4.04%) Land $571,650 Building $333,346
2023	$13,592.00 (+2.13%)	$869,855 Land $549,453 Building $320,402
2022	$13,308.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	4 (1980–2005)
Most Recent Claim	Jul 2005

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: AT&T, GeoLinks.

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