Breckinridge County property record for 1421 Ova Wright Rd, Garfield, KY 40140 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,688 sqft · built 1998 |
| Lot Size | 5.09 acres (221,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Feb 2018) |
| Tax Bill | $1,693 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Sep 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-5B |
| Primary APN | 150-5B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,688 sqft Living Area |
| 1st Floor Area | 1,688 sqft |
| Basement Area | 1,688 sqft |
| Unfinished Basement | 1,688 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 221,720 sqft (5.09 acres) |
| Garage Type | Attached |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 264 sqft |
| Deck Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Coal |
| Account Number | 23201 |
|---|---|
| Street Address | 1421 OVA WRIGHT RD |
| City | GARFIELD |
| State | KY |
| Zip | 40140-5371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAND & HOUSE & GARAGE |
| Jurisdiction | BRECKINRIDGE KY |
| Township / Civil Division | MCDANIELS-HUDSON |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 960502 |
Source: Breckinridge County records · APN 150-5B
Assessment roll updated November 20, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1421 OVA WRIGHT RD, GARFIELD, KY 40140-5371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 06, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Sep 30, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Feb 14, 2018 | Deed, Transfer · Line of Credit FIRST STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 14, 2018 · Amount on Record |
| Deed Sale | Feb 14, 2018 · Amount on Record |
| Deed Document Number | 2018660 |
| Deed Book / Page | 409 / 11 |
| Prior Transfer Date | Apr 11, 2012 |
| Prior Transfer Doc | 361/394 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRECKINRIDGE KY |
| Property Address | 1421 OVA WRIGHT RD, GARFIELD, KY 40140-5371 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1421 OVA WRIGHT RD, CONSTANTINE, KY 40140-5371 |
| Document Number | 513/463 |
|---|---|
| Date | Oct 06, 2021 |
| Book Page | 513/463 |
| Instrument | 2020904737 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | IRVINGTON, KY 40146 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 30, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRECKINRIDGE KY |
| Property Address | 1421 OVA WRIGHT RD, GARFIELD, KY 40140-5371 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1421 OVA WRIGHT RD, CONSTANTINE, KY 40140-5371 |
| Document Number | 489/527 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 489/527 |
| Instrument | 2020005244 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | IRVINGTON, KY 40146 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 01, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRECKINRIDGE KY |
| Recording Date | Feb 14, 2018 |
| Property Address | 1421 OVA WRIGHT RD, GARFIELD, KY 40140-5371 |
| Document Number | 409/011 |
| Book / Page | 409 / 011 |
| Map Reference | DD 237 PG 112 |
| Instrument Date | Feb 10, 2018 |
| Instrument | 2018000660 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1421 OVA WRIGHT RD, 1421, CONSTANTINE, KY 40140-5371 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 380 SOMERSET KNOB LN, GARFIELD, KY 40140-5416 |
| Document Number | 2018000661 |
|---|---|
| Date | Feb 14, 2018 |
| Instrument | 2018000661 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 01, 2043 |
Source: Breckinridge County records · Assessment roll updated November 20, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Breckinridge County |
| Unified School District | Breckinridge County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,693.00 (+2.11%) | $175,000 (-) Land $17,000 Building $158,000 | $175,000 (-) Land $17,000 Building $158,000 |
| 2023 | $1,658.00 (-0.72%) | $175,000 (-) Land $17,000 Building $158,000 | $175,000 (-) Land $17,000 Building $158,000 |
| 2022 | $1,670.00 | $175,000 Land $17,000 Building $158,000 | $175,000 Land $17,000 Building $158,000 |
Source: FEMA National Flood Hazard Layer, Breckinridge County (21027C), updated May 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210279605023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brandenburg Communications | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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