1421 McDermott Ct, Tracy, CA 95376 Property Records

San Joaquin County property record for 1421 McDermott Ct, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,422 sqft · built 1980
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Oct 2004)
Tax Bill	$6,664 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`232-210-280-000`

Property Details

APN / Parcel Number

Primary APN	`232-210-280-000`
Alternative APNs	`232-210-28` `23145036`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,422 sqft Living Area
1st Floor Area	1,422 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	232-210-28
Street Address	1421 MCDERMOTT CT
City	TRACY
State	CA
Zip	95376-3232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1275 LOT 105
Legal Subdivision	LINDA LINK
Legal Tract	1275
Legal Block	3
Legal Lot Number	105
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	4
Census Block	4019
Census Tract	5308

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1421 MCDERMOTT CT, TRACY, CA 95376-3232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 20, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Nov 19, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jun 11, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Mar 1, 2017	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2004 · Amount on Record
Deed Sale	Oct 14, 2004 · Amount on Record
Prior Sale	Oct 10, 2003 · Amount on Record
Deed Document Number	2004232940
Last Transfer Date	Feb 22, 2006
Transfer Doc	0000044845
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 25, 2026
Property Address	1421 MCDERMOTT CT, TRACY, CA 95376-3232
Document Number	0000087102
Instrument Date	Sep 21, 2026
Instrument	202687102
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 MCDERMOTT CT, TRACY, CA 95376-3232
Investor	Possibly a Property Investor

Mortgage

Document Number	0000087102,
Date	Sep 25, 2026
Instrument	202687102

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1421 MCDERMOTT CT, TRACY, CA 95376-3232
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 MCDERMOTT CT, TRACY, CA 95376-3232

Mortgage

Document Number	0000042142
Date	Mar 31, 2022
Instrument	2022-042142

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1421 MCDERMOTT CT, TRACY, CA 95376-3232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 MCDERMOTT CT, TRACY, CA 95376-3232

Mortgage

Document Number	0000010867
Date	Jan 20, 2021
Instrument	2021-010867

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1421 MCDERMOTT CT, TRACY, CA 95376-3232
Document Number	0000136696
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 MCDERMOTT CT TRACY CA 953763232, TRACY, CA 95376-3232

Mortgage

Document Number	0000136696
Date	Nov 25, 2019
Instrument	136696

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1421 MCDERMOTT CT, TRACY, CA 95376-3232
Document Number	0000067058
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Jun 27, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 MCDERMOTT CT TRACY CA 953763232, TRACY, CA 95376-3232

Mortgage

Document Number	0000067058
Date	Jun 18, 2018
Instrument	67058

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2048

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN JOAQUIN CA
Property Address	1421 MCDERMOTT CT, TRACY, CA 95376-3232
Document Number	0000044270
Instrument Date	Mar 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 MCDERMOTT CT TRACY CA 953763232, TRACY, CA 95376-3232

Mortgage

Document Number	0000044270
Date	Apr 20, 2017
Instrument	44270

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	384 Months
Due	Apr 19, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,664.00 (-2%)
2025	$6,800.00 (+13.77%)	$590,500 (+7.36%) Land $175,000 Building $415,500
2023	$5,977.00 (+3.3%)	$550,000 Land $165,000 Building $385,000	$496,080
2022	$5,786.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 796 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Matrix Broadband.

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