Cecil County property record for 1421 Leeds Rd, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,044 sqft · built 1940 |
| Lot Size | 0.164 acres (7,143 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $209,000 (Jan 2025) |
| Tax Bill | $1,263 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Jul 2020 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-024695 |
| Primary APN | 03-024695 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,044 sqft Total Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,143 sqft (0.164 acres) |
| Porch | Porch |
| Porch Area | 128 sqft |
| Deck Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 024695 |
|---|---|
| Street Address | 1421 LEEDS RD |
| City | ELKTON |
| State | MD |
| Zip | 21921-3640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Description | .164 ACRE 1421 LEEDS ROAD CHERRY HILL |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 30501 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1421 LEEDS RD, ELKTON, MD 21921-3640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Jul 8, 2020 | Grant Deed, Transfer · Conventional with PMI SHARON MCKENZIE |
| Dec 5, 2019 | Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Jan 29, 2019 | Grant Deed, Foreclosure SERVICELINK |
| Jan 7, 2019 | Trustee's Deed ATTORNEY ONLY |
| Feb 26, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2025 · Amount on Record |
| Deed Sale | Jan 21, 2025 · Amount on Record |
| Prior Sale | May 10, 2024 · Amount on Record |
| Deed Book / Page | 5567 / 343 |
| Prior Transfer Date | Feb 2, 2018 |
| Prior Transfer Doc | 0042070132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 1421 LEEDS RD, ELKTON, MD 21921-3640 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 1421 LEEDS RD, ELKTON, MD 21921-3640 |
| Document Number | 0056780410 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 5678/410 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jul 8, 2020 |
| Property Address | 1421 LEEDS RD, ELKTON, MD 21921-3640 |
| Document Number | 0046340426 |
| Book / Page | 004634 / 000426 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 VIRGINIA AVE ELSMERE DE 198051142, ELSMERE, DE 19805-1142 |
| Document Number | 46340432 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 004634/000432 |
| Name | SHARON MCKENZIE |
|---|---|
| Address | ELKTON, MD |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jul 7, 2027 |
| Document Number | 46560015, |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 004656/000015 |
| Name | SHARON MCKENZIE |
|---|---|
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | Jul 7, 2027 |
| Rate | 3% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Dec 5, 2019 |
| Property Address | 1421 LEEDS RD, ELKTON, MD 21921-3640 |
| Document Number | 0045080425 |
| Book / Page | 004508 / 000425 |
| Instrument Date | Oct 2, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $27.78 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 5437 TUTTLE AVE #212 SARASOTA FL 34243, 212, SARASOTA, FL 34243 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jan 29, 2019 |
| Property Address | 1421 LEEDS RD, ELKTON, MD 21921-3640 |
| Document Number | 0043550341 |
| Book / Page | 004355 / 000341 |
| Instrument Date | Jan 23, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 8, 2019 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jan 7, 2019 |
| Property Address | 1421 LEEDS RD, ELKTON, MD 21921-3640 |
| Document Number | 0043460070 |
| Book / Page | 004346 / 000070 |
| Instrument Date | Oct 23, 2018 |
| Record Updated | Jan 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $85.88 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1421 LEEDS RD ELKTON MD 219213640, ELKTON, MD 21921-3640 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Feb 26, 2018 |
| Property Address | 1421 LEEDS RD, ELKTON, MD 21921-3640 |
| Document Number | 0042070132 |
| Book / Page | 004207 / 000132 |
| Instrument Date | Apr 28, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $85.88 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,263.00 (+3.61%) Homeowner's exemption | $137,133 (+23.1%) | $188,600 (+69.3%) Land $45,500 Building $143,100 |
| 2025 | $1,219.00 (+192.33%) Homeowner's exemption | $111,400 (+10.08%) Land $41,000 Building $70,400 | $111,400 (-) Land $41,000 Building $70,400 |
| 2023 | $417.00 (-61.46%) | $101,200 (+5.31%) | $111,400 (+15.92%) Land $41,000 Building $70,400 |
| 2022 | $1,082.00 | $96,100 Land $41,000 Building $55,100 | $96,100 Land $41,000 Building $55,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1996–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKTON WEST serves 3,500 people · EPA ID MD0070015 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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