1421 Indiana Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1421 Indiana Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 841 sqft · built 1910
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on File
Last Sale	$287,000 (Jun 2023)
Tax Bill	$2,991 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0282-0130`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0282-0130`
Alternative APNs	`263001000102820130` `78823`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	841 sqft Living Area
Gross Area	1,557 sqft
1st Floor Area	841 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 0.5 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1421 INDIANA AVE
City	SAINT CLOUD
State	FL
Zip	34769-4465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	ST CLOUD PB B PG 34 BLK 282 LOTS 13 & 14 11-26-30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	282
Legal Lot Number	13
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4080
Census Tract	43500

Owner

1421 Indiana Ave is owned and occupied by an individual who bought it in June 2023.

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1421 INDIANA AVE, SAINT CLOUD, FL 34769-4465
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Jun 21, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2023 · Amount on File
Deed Sale	Jun 12, 2023 · Amount on File
Prior Sale	Jun 21, 2021 · Amount on File
Deed Document Number	202375932
Deed Book / Page	6423 / 1577
Prior Transfer Date	Dec 18, 2012
Prior Transfer Doc	0043702733
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 12, 2023
Property Address	1421 INDIANA AVE, SAINT CLOUD, FL 34769-4465
Document Number	0064231577
Book / Page	6423 / 1577
Map Reference	MB B PG 33&34
Instrument Date	Jun 12, 2023
Instrument	2023075932
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	SUNSHINE STATE TITLE, SUNSHINE STATE T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,009.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 E AVONDALE DR, GREENSBORO, NC 27403-1412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 INDIANA AVE, SAINT CLOUD, FL 34769-4465

Mortgage

Document Number	0064231579
Date	Jun 12, 2023
Instrument	6423/1579

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 21, 2021
Property Address	1421 INDIANA AVE, SAINT CLOUD, FL 34769-4465
Document Number	0059842362
Book / Page	5984 / 2362
Map Reference	MB B PG 33&34
Instrument Date	Jun 11, 2021
Instrument	2021095987
Transaction Type	Transfer
Record Updated	Jul 8, 2021
Title Company	PUBLIC TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	750 N ORANGE AVE APT 4118, 750, ORLANDO, FL 32801-7316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 INDIANA AVE, SAINT CLOUD, FL 34769-4465

Mortgage

Document Number	59842364
Date	Jun 21, 2021
Instrument	5984/2364

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1421 Indiana Ave was $2,991 with a homeowner's exemption, up 1.9% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,991.00 (+1.87%) Homeowner's exemption	$210,000 Land $46,800 Building $163,200	$210,000 Land $46,800 Building $163,200
2024	$2,936.00 (+26.88%)
2023	$2,314.00 (+3.95%) Homeowner's exemption	$170,671 (+3%)	$182,900 (+10.38%) Land $34,000 Building $148,900
2022	$2,226.00 Homeowner's exemption	$165,700 Land $30,600 Building $135,100	$165,700 Land $30,600 Building $135,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1421 Indiana Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1983–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1421 Indiana Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Indiana Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures