1421 Cherry Ave, Charlottesville, VA 22903 Property Records

Charlottesville City property record for 1421 Cherry Ave, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,288 sqft · built 1946
Lot Size	0.117 acres (5,097 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Jun 2026)
Tax Bill	$3,574 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`230-114-100`

Property Details

APN / Parcel Number

Primary APN	`230-114-100`
Alternative APNs	`00000027160` `14042` `45994`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,288 sqft Living Area
1st Floor Area	644 sqft
2nd Floor Area	644 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Concrete
Lot Area	5,097 sqft (0.117 acres)
Lot Depth	95 ft Depth
Driveway	Driveway
Patio Area	240 sqft
Shed	1 Shed
Shed Area	99 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	00000027160
Street Address	1421 CHERRY AVE
City	CHARLOTTESVILLE
State	VA
Zip	22903-3711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	LOTS 1 & 2 MICHIE-ADDINGTON
Legal Subdivision	MICHIE-ADDINGTON
Legal Lot Number	1-2
Jurisdiction	CHARLOTTESVILLE CITY VA
Township / Civil Division	CHARLOTTESVILLE
Census Block Group	2
Census Block	2013
Census Tract	501

Owner

1421 Cherry Ave is owned and occupied by an individual who bought it in June 2026.

Source: Charlottesville City records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	1421 CHERRY AVE, CHARLOTTESVILLE, VA 22903-3711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2026 · Amount on File
Deed Sale	Jun 8, 2026 · Amount on File
Prior Sale	Aug 14, 2014 · Amount on File
Deed Document Number	20261557
Record Updated	Oct 29, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHARLOTTESVILLE CITY VA
Recording Date	Jun 8, 2026
Property Address	1421 CHERRY AVE, CHARLOTTESVILLE, VA 22903-3711
Document Number	0000001557
Instrument Date	May 27, 2026
Instrument	20261557
Transaction Type	Transfer
Record Updated	Jul 8, 2026
Title Company	CHICAGO LAND TITLE INSURANCE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155,489.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1421 CHERRY AVE, CHARLOTTESVILLE, VA 22903-3711

Mortgage

Document Number	0000001558,
Date	Jun 8, 2026
Instrument	20261558

Lender

Name	BANK OF THE JAMES

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 1421 Cherry Ave was $3,574, up 3.4% from the year before.

Source: Charlottesville City assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Charlottesville City
Unified School District	Charlottesville City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,574.00 (+3.41%)	$355,200 (+2.42%) Land $105,800 Building $249,400	$355,200 (+2.42%) Land $105,800 Building $249,400
2025	$3,456.00	$346,800 Land $105,800 Building $241,000	$346,800 Land $105,800 Building $241,000
2023	$3,340.00 (+17.69%)	$329,600 Land $90,400 Building $239,200	$329,600 Land $90,400 Building $239,200
2022	$2,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1421 Cherry Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1421 Cherry Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500
Water Source	Purchased surface water from RWSA URBAN SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Ting.

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