1421 Canopy Pasture Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1421 Canopy Pasture Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,460 sqft · built 2013
Lot Size	0.225 acres (9,801 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Jun 2021)
Tax Bill	$712 (2025)
Deeds & Mortgages	Nov 2021 Transfer Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-25-31-3164-0001-0820`

Property Details

APN / Parcel Number

Primary APN	`17-25-31-3164-0001-0820`
Alternative APNs	`253117316400010820` `157657`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,460 sqft Living Area
Gross Area	4,344 sqft
1st Floor Area	2,910 sqft
Upper Floors Area	550 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	125 ft deep x 78.5 ft wide
Garage Type	Attached
Garage Area	674 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	210 sqft
Patio Area	187 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1421 CANOPY PASTURE DR
City	SAINT CLOUD
State	FL
Zip	34771-8888
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	EAST LAKE PARK PH 3-5 PB 20 PG 64-68 LOT 82
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	EAST LAKE PARK PHS 3-5
Legal Phase	3-5
Legal Tract	3164
Legal Block	820
Legal Lot Number	82
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1031
Census Tract	43600

Owner

1421 Canopy Pasture Dr is owned and occupied by two individuals who acquired it in November 2021.

Source: Osceola County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1421 CANOPY PASTURE DR, SAINT CLOUD, FL 34771-8888
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Intrafamily Transfer, Transfer
Jun 10, 2021	Warranty Deed, Transfer · VA Mortgage NEXTMORTGAGE LLC
Jul 7, 2020	Deed of Trust, Mortgage · VA Mortgage PLANET HM LNDG
Jun 19, 2019	Warranty Deed, Transfer · VA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2021 · Amount on File
Deed Sale	Jun 10, 2021 · Amount on File
Prior Sale	Jun 19, 2019 · Amount on File
Deed Document Number	202190528
Deed Book / Page	5978 / 898
Last Transfer Date	Nov 29, 2021
Transfer Doc	0060952969
Record Updated	Jun 8, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Nov 30, 2021
Property Address	1421 CANOPY PASTURE DR, SAINT CLOUD, FL 34771-8888
Document Number	0060952969
Book / Page	6095 / 2969
Map Reference	MB 20 PG 64-68
Instrument Date	Nov 29, 2021
Instrument	2021183962
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 CANOPY PASTURE DR, SAINT CLOUD, FL 34771-8888

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 10, 2021
Property Address	1421 CANOPY PASTURE DR, SAINT CLOUD, FL 34771-8888
Document Number	0059780898
Book / Page	5978 / 898
Map Reference	MB 20 PG 64-68
Instrument Date	Jun 1, 2021
Instrument	2021090528
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	GOLD STAR TITLE AND ESCROW INC, GOLD STAR TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1421 CANOPY PASTURE DR, 1421, SAINT CLOUD, FL 34771-8888

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 CANOPY PASTURE DR, SAINT CLOUD, FL 34771-8888

Mortgage

Document Number	0005978900
Date	Jun 10, 2021
Instrument	5978/900

Lender

Name	NEXTMORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1421 CANOPY PASTURE DR, SAINT CLOUD, FL 34771-8888
Document Number	0057552127
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 CANOPY PASTURE DR ST CLOUD FL 347718888, ST CLOUD, FL 34771-8888

Mortgage

Document Number	0057552127
Date	Jul 16, 2020
Book Page	005755/002127
Instrument	92766

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 19, 2019
Property Address	1421 CANOPY PASTURE DR, SAINT CLOUD, FL 34771-8888
Document Number	0055431950
Book / Page	005543 / 001950
Instrument Date	Jun 3, 2019
Instrument	78831
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 CANOPY PASTURE DR ST CLOUD FL 347718888, ST CLOUD, FL 34771-8888

Mortgage

Document Number	55431952
Date	Jun 19, 2019
Book Page	005543/001952
Instrument	78832

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1421 Canopy Pasture Dr was $712 with exemptions applied, up 12.8% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00 (+12.84%) Homeowner's exemption Veteran's exemption	$514,611	$550,700 Land $95,000 Building $455,700
2024	$631.00 (+1.61%)
2023	$621.00 (-90.5%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$485,542 (+3%)	$542,000 (+14.98%) Land $95,000 Building $447,000
2022	$6,534.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$471,400 Land $68,000 Building $403,400	$471,400 Land $68,000 Building $403,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1421 Canopy Pasture Dr in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1421 Canopy Pasture Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Xfinity.

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