Macon County property record for 1421 Big Bearpen Rd, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 1,541 sqft · built 1960 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $601,500 (Jul 2015) |
| Tax Bill | $8,196 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 7540833284 |
| Primary APN | 7540833284 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,541 sqft Heated Area |
| 1st Floor Area | 1,541 sqft |
| Upper Floors Area | 1,488 sqft |
| Basement Area | 1,488 sqft |
| Finished Basement | 1,488 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 18,731 sqft (0.43 acres) |
| Terrain | Steep |
| Porch | Slab |
|---|---|
| Porch Area | 367 sqft |
| Deck Area | 191 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 135619 |
|---|---|
| Street Address | 1421 BIG BEARPEN RD |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-8482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR1 |
| Legal Description | LOT 14 BIG BEAR PEN |
| Legal Subdivision | BIG BEAR PEN |
| Legal Lot Number | 14 |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 970502 |
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1885 BRIERGATE DR, DULUTH, GA 30097-6234 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Jun 26, 2017 | Deed of Trust, Mortgage · Line of Credit ENTEGRA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2015 · Amount on Record |
| Deed Sale | Jul 21, 2015 · Amount on Record |
| Deed Document Number | 20154294 |
| Deed Book / Page | 36 / 278 |
| Prior Transfer Date | Aug 4, 2010 |
| Prior Transfer Doc | X33/2161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 1421 BIG BEARPEN RD, HIGHLANDS, NC 28741-8482 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00X39/1312 |
|---|---|
| Date | May 19, 2020 |
| Book Page | X-39/1312 |
| Instrument | 2020003148 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 1421 BIG BEARPEN RD, HIGHLANDS, NC 28741-8482 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | A38/0413 |
|---|---|
| Date | Jun 26, 2017 |
| Book Page | A-38/0413 |
| Instrument | 2017004147 |
| Name | ENTEGRA BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, NC 28734 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 9, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Municipality | Highlands Town |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,196.00 (+10.13%) | $1,871,270 (-) Land $1,000,000 Building $871,270 | $1,871,270 (-) Land $1,000,000 Building $871,270 |
| 2025 | $7,442.00 (+2.1%) | $1,871,270 (+1.95%) Land $1,000,000 Building $871,270 | $1,871,270 (+1.95%) Land $1,000,000 Building $871,270 |
| 2023 | $7,289.00 | $1,835,390 Land $1,000,000 Building $835,390 | $1,835,390 Land $1,000,000 Building $835,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 2 (2013–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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