1421 78th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 1421 78th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,112 sqft · built 2006
Lot Size	0.137 acres (5,951 sqft)
Owner	Individual Name on File
Last Sale	$79,015 (Jun 2006)
Tax Bill	$1,235 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R307178`

Property Details

APN / Parcel Number

Primary APN	`R307178`
Alternative APN	`R1329200000001180000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,112 sqft Living Area
Gross Area	1,392 sqft
1st Floor Area	1,112 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,951 sqft (0.137 acres)
Lot Dimensions	119 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1421 78TH ST
City	LUBBOCK
State	TX
Zip	79423-4531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR MEADOWS L 118
Legal Subdivision	CEDAR MEADOWS
Legal Lot Number	118
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2007
Census Tract	2206

Owner

1421 78th St is owned and occupied by an individual who bought it in June 2006.

Source: Lubbock County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1421 78TH ST, LUBBOCK, TX 79423-4531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 17, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 17, 2020	Loan Modification, Mortgage WELLS FARGO BK
Feb 20, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 20, 2018	Loan Modification, Mortgage WELLS FARGO BK/TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2006 · Amount on File
Deed Sale	Jun 27, 2006 · Amount on File
Prior Sale	Feb 27, 2006
Deed Document Number	200626545
Prior Transfer Date	Jun 22, 2006
Prior Transfer Doc	0000026545
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	1421 78TH ST, LUBBOCK, TX 79423-4531
Transaction Type	Mortgage
Record Updated	Oct 11, 2023
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MODIFICATIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 78TH ST, LUBBOCK, TX 79423-4531

Mortgage

Document Number	0000037874
Date	Sep 29, 2023
Instrument	2023037874

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	322 Months
Due	Jul 1, 2050

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	1421 78TH ST, LUBBOCK, TX 79423-4531
Transaction Type	Mortgage
Record Updated	Jan 25, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 78TH ST, LUBBOCK, TX 79423-4531

Mortgage

Document Number	0000001893
Date	Jan 17, 2023
Instrument	2023001893

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Jul 1, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	1421 78TH ST, LUBBOCK, TX 79423-4531
Document Number	0000030123
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 78TH ST LUBBOCK TX 794234531, LUBBOCK, TX 79423-4531

Mortgage

Document Number	0000030123
Date	Jul 21, 2020
Instrument	30123

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2050

Interest

Rate	3.5%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	1421 78TH ST, LUBBOCK, TX 79423-4531
Document Number	0000007597
Instrument Date	Feb 20, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 78TH ST LUBBOCK TX 794234531, LUBBOCK, TX 79423-4531

Mortgage

Document Number	0000007597
Date	Mar 5, 2018
Instrument	7597

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2048

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	1421 78TH ST, LUBBOCK, TX 79423-4531
Document Number	0000008883
Instrument Date	Feb 20, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 78TH ST LUBBOCK TX 794234531, LUBBOCK, TX 79423-4531

Mortgage

Document Number	0000008883
Date	Mar 14, 2018
Instrument	8883

Lender

Name	WELLS FARGO BK/TX
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 13, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1421 78th St was $1,235 with a homeowner's exemption, down 18.9% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,235.00 (-18.91%) Homeowner's exemption	$136,936 Land $28,000 Building $108,936	$136,936 Land $28,000 Building $108,936
2024	$1,523.00 (+6.13%)
2023	$1,435.00 (-24.39%) Homeowner's exemption	$126,917 Land $12,000 Building $117,880	$129,880 Land $12,000 Building $117,880
2022	$1,898.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1421 78th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1421 78th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Telespan Fixed Wireless	100 / 40

May also be available: T-Mobile, Verizon.

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