1421 220th St, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 1421 220th St, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,967 sqft · built 2004
Lot Size	1.86 acres (81,022 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,920 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`884733300008`

Property Details

APN / Parcel Number

Primary APN	`884733300008`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,967 sqft Living Area
1st Floor Area	1,959 sqft
Basement Area	1,959 sqft
Unfinished Basement	1,959 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	81,022 sqft (1.86 acres)
Garage Type	Attached
Garage Area	1,125 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	288 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1421 220TH ST
City	SERGEANT BLUFF
State	IA
Zip	51054-8022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADELAND COUNTRY ESTATES LOT17
Legal Range	47W
Legal Township	88N
Legal Section	33
Legal Subdivision	SHADELAND COUNTRY ESTATES
Legal Lot Number	17
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	1
Census Block	1063
Census Tract	3302

Owner

1421 220th St is owned and occupied by two individuals.

Source: Woodbury County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1421 220TH ST, SERGEANT BLUFF, IA 51054-8022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit GUILD MORTGAGE COMPANY
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK
Aug 9, 2018	Deed of Trust, Mortgage HERITAGE BANK
Apr 14, 2020	Deed of Trust, Mortgage · Conventional with PMI HERITAGE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Recording Date	Sep 10, 2026
Property Address	1421 220TH ST, SERGEANT BLUFF, IA 51054-8022
Document Number	0000010018
Instrument Date	Aug 25, 2026
Instrument	202610018
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 220TH ST, SERGEANT BLUFF, IA 51054-8022

Mortgage

Document Number	0000010018,
Date	Sep 10, 2026
Instrument	202610018

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 21, 2046

Interest

Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	1421 220TH ST, SERGEANT BLUFF, IA 51054-8022
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002214
Date	Sep 1, 2021
Instrument	2021-12214

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	1421 220TH ST, SERGEANT BLUFF, IA 51054-8022
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001664
Date	Aug 9, 2018
Book Page	0000000760/0000002438
Instrument	000000001664

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	233 Months
Due	Jan 1, 2038

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	1421 220TH ST, SERGEANT BLUFF, IA 51054-8022
Document Number	0000004605
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1421 220TH ST SERGEANT BLUFF IA 510548022, SERGEANT BLUFF, IA 51054-8022

Mortgage

Document Number	0000004605
Date	Apr 20, 2020
Instrument	4605

Lender

Name	HERITAGE BK
Type	Bank
Address	WILLMAR, MN 56201

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1421 220th St was $4,920 with a homeowner's exemption.

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,920.00 Homeowner's exemption	$498,540 Land $69,190 Building $429,350	$498,540 Land $69,190 Building $429,350
2023	$4,892.00 (+23.41%) Homeowner's exemption	$490,160 Land $46,500 Building $443,660	$490,160 Land $46,500 Building $443,660
2022	$3,964.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1421 220th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1421 220th St is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 94% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	300 / 75

May also be available: Verizon.

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