14208 Temple St, Ellerslie, MD 21529 Property Records

Allegany County property record for 14208 Temple St, Ellerslie, MD 21529

Property Summary

Property Type	Townhouse
Details	2 ba · 2,172 sqft · built 1910
Lot Size	0.271 acres (11,825 sqft)
Owner	Company Name on File
Last Sale	$285,000 (Mar 2024)
Tax Bill	$2,424 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-003421`

Property Details

APN / Parcel Number

Primary APN	`20-003421`
Alternative APN	`003421`

Interior

Full Baths	2 Baths
Units	3 Units
Stories	2 Stories
Building Area	2,172 sqft Total Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Townhouse
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,825 sqft (0.271 acres)
Lot Dimensions	107 ft deep x 110 ft wide

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	84 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	003421
Street Address	14208 TEMPLE ST
City	ELLERSLIE
State	MD
Zip	21529-1147
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CHURCH ST LOTS 8-9 110X107 COOKS 2ND
Legal Lot Number	8,9
Jurisdiction	ALLEGANY MD
Township / Civil Division	20, CORRIGANVILLE/ELLERSLIE
Census Block Group	1
Census Block	1019
Census Tract	1502

Owner

14208 Temple St, a townhouse, is owned by a company that bought it in March 2024.

Source: Allegany County records, as of October 1, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 451, LOVETTSVILLE, VA 20180-0451
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Deed, Transfer · Commercial Mortgage RCN CAPITAL LLC
Mar 3, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2024 · Amount on File
Deed Sale	Mar 5, 2024 · Amount on File
Prior Sale	Mar 3, 2022 · Amount on File
Deed Book / Page	2948 / 220
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Mar 5, 2024
Property Address	14208 TEMPLE ST, ELLERSLIE, MD 21529-1147
Document Number	002948-0220
Book / Page	2948 / 220
Map Reference	LB 73 FO 184
Instrument Date	Feb 5, 2024
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 451, LOVETTSVILLE, VA 20180-0451

Mortgage

Document Number	0029480224
Date	Mar 5, 2024
Instrument	2948-0224

Lender

Name	RCN CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Mar 3, 2022
Property Address	14208 TEMPLE ST, ELLERSLIE, MD 21529-1147
Document Number	002759-0054
Book / Page	2759 / 54
Instrument Date	Nov 23, 2021
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Tax Assessment & Valuation

The 2025 property tax bill for 14208 Temple St was $2,424.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,900	$234,200 Land $26,600 Building $207,600
2025	$2,424.00
2023	$735.00	$67,700	$69,100 Land $17,700 Building $51,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 14208 Temple St in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	23 (1993–2025)
Claims Outside the SFHA	9 of 23
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14208 Temple St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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