14206 Charters Bluff Pl, Midlothian, VA 23114 Property Records

Chesterfield County property record for 14206 Charters Bluff Pl, Midlothian, VA 23114

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,837 sqft · built 2007
Lot Size	0.366 acres (15,943 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Aug 2021)
Tax Bill	$6,419 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`724-70-50-76-700-000`

Property Details

APN / Parcel Number

Primary APN	`724-70-50-76-700-000`
Alternative APN	`428473000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,837 sqft Finished Area
1st Floor Area	1,405 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Other
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	15,943 sqft (0.366 acres)
View / Lot	Cul-de-sac
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	228 sqft
Patio Area	342 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	428473000
Street Address	14206 CHARTERS BLUFF PL
City	MIDLOTHIAN
State	VA
Zip	23114-4690
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	BERKLEY VILLAGE SEC A 040
Legal Subdivision	BERKLEY VILLAGE-CHARTER COLONY
Legal Lot Number	40
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	3
Census Block	3008
Census Tract	100928

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14206 CHARTERS BLUFF PL, MIDLOTHIAN, VA 23114-4690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NATIONAL ASSOCIATION
Jul 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	Jun 6, 2007 · Amount on Record
Deed Document Number	202149946
Deed Book / Page	13553 / 374
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Aug 3, 2021
Property Address	14206 CHARTERS BLUFF PL, MIDLOTHIAN, VA 23114-4690
Document Number	13553-374
Book / Page	13553 / 374
Instrument Date	Jul 30, 2021
Instrument	2021049946
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14206 CHARTERS BLUFF PL, MIDLOTHIAN, VA 23114-4690

Mortgage

Document Number	2021049947
Date	Aug 3, 2021
Instrument	2021049947

Lender

Name	US BANK NATIONAL ASSOCIATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	14206 CHARTERS BLUFF PL, MIDLOTHIAN, VA 23114-4690
Document Number	1168948
Book / Page	011689 / 000048
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	1168948
Date	Jul 18, 2017
Book Page	011689/000048
Instrument	27983

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,419.00 (+11.99%)	$718,500 (+3.58%) Land $106,000 Building $612,500	$718,500 (+3.58%) Land $106,000 Building $612,500
2025		$693,700 (+10.6%) Land $96,000 Building $597,700	$693,700 (+10.6%) Land $96,000 Building $597,700
2023	$5,732.00	$627,200 Land $96,000 Building $531,200	$627,200 Land $96,000 Building $531,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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