Washoe County property record for 14205 E Windriver Ln, Reno, NV 89511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,552 sqft · built 1992 |
| Lot Size | 0.355 acres (15,464 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $280,000 (Aug 1995) |
| Tax Bill | $4,440 (2025) |
| Deeds & Mortgages | Aug 2021 Reverse Mortgage Jan 2018 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-114-02 |
| Primary APN | 150-114-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,552 sqft Living Area |
| 1st Floor Area | 1,808 sqft |
| 2nd Floor Area | 744 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 15,464 sqft (0.355 acres) |
| Garage Type | Built-in |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 662 sqft |
| Patio Area | 238 sqft |
| Balcony | Balcony |
| Balcony Area | 118 sqft |
| Gazebo | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 135488 |
|---|---|
| Street Address | 14205 E WINDRIVER LN |
| City | RENO |
| State | NV |
| Zip | 89511-6717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDS |
| Legal Description | SADDLEHORN 1 LT 2 BLK E |
| Legal Range | 19 |
| Legal Township | 18 |
| Legal Subdivision | SADDLEHORN SUBDIVISION 1 |
| Legal Block | E |
| Legal Lot Number | 2 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | RENO SOUTHWEST |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 1013 |
Source: Washoe County assessment roll, APN 150-114-02, as of January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 14205 E WINDRIVER LN, RENO, NV 89511-6717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jan 30, 2018 | Intrafamily Transfer, Transfer · Reverse Mortgage SYNERGY ONE LENDING |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Aug 31, 1995 · Amount on Record |
| Deed Sale | Aug 31, 1995 · Amount on Record |
| Prior Sale | Oct 25, 2010 |
| Deed Document Number | 0001922016 |
| Deed Book / Page | 049 |
| Last Transfer Date | Jan 30, 2018 |
| Transfer Doc | 0004783343 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 14205 E WINDRIVER LN, RENO, NV 89511-6717 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 14205 E WINDRIVER LN, RENO, NV 89511-6717 |
| Document Number | 0005216540 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 5216540 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.07% |
| Type Change Date | Oct 01, 2021 |
| Change Frequency | Monthly |
| Index | 1-Month LIBOR |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Jan 30, 2018 |
| Property Address | 14205 E WINDRIVER LN, RENO, NV 89511-6717 |
| Document Number | 0004783343 |
| Map Reference | FILE1317079 |
| Instrument Date | Jan 11, 2018 |
| Instrument | 4783343 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 14205 E WINDRIVER LN, RENO, NV 89511-6717 |
| Document Number | 0004783344 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 4783344 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.15% |
| Change Frequency | Annually |
| Max Rate At Change | 10.1% |
| Index | 1-Year LIBOR |
Source: Washoe County assessment roll as of January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Unified School District | Washoe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,440.00 (+6.04%) | $196,182 (+9.57%) Land $86,450 Building $109,732 | $560,519 (+9.57%) Land $247,000 Building $313,519 |
| 2023 | $4,187.00 | $179,050 Land $73,150 Building $105,900 | $511,570 Land $209,000 Building $302,570 |
Source: FEMA National Flood Hazard Layer, Washoe County (32031C), as of May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320310010131, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Wildfire Risk | Moderate above 46% of the US · lower than 74% of Nevada |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 169 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Net NV Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| AT&T DSL | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system NV0000190, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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