14203 Spreading Oaks Dr, Leander, TX 78641 Property Records

Travis County property record for 14203 Spreading Oaks Dr, Leander, TX 78641

Property Summary

Property TypeSingle Family Home
Details924 sqft · built 2018
Lot Size5.58 acres (243,065 sqft)
Owner2 Individual Names on File
Last Sale$339,150 (Jan 2025)
Tax Bill$8,399 (2025)
Deeds & MortgagesApr 2026 Construction Loan
Apr 2026 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN0517770112

Property Details

APN / Parcel Number

Primary APN0517770112
Alternative APNs
  • 05177701120000
  • 382610

Interior

Stories1 Story
Building Area924 sqft Living Area
1st Floor Area924 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 1998
Architectural StyleMobile Home
Lot Area243,065 sqft (5.58 acres)
Deck Area180 sqft
Storage Building120 sqft

Location & Zoning

Account Number382610
Street Address14203 SPREADING OAKS DR
CityLEANDER
StateTX
Zip78641-7734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 45 PT OF SANDY CREEK RANCHES PHS 1 SEC 2 ABS 510 SUR 16 TOTAL 5.58 AC MORROW M G
Legal SubdivisionSANDY CREEK RANCHES PHS 1 SEC 2
Legal Lot Number45
JurisdictionTRAVIS TX
Township / Civil DivisionNORTHWEST TRAVIS
Census Block Group1
Census Block1000
Census Tract36300

Owner

14203 Spreading Oaks Dr is owned by two individuals who bought it in January 2025.

Source: Travis County records, as of October 16, 2026

Owner of Record2 Individual Names on File
Mailing Address1540 FERRARI DR, LEANDER, TX 78641-3899
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2026Deed of Trust, Mortgage · Construction Mortgage
NONE LISTED ON DOCUMENT
Apr 6, 2026Deed of Trust, Mortgage · Construction Mortgage
FEDERAL SAVINGS BANK
Apr 6, 2026Deed of Trust, Mortgage · Construction Mortgage
FEDERAL SAVINGS BANK
Jan 31, 2025Vendor's Lien, Transfer
FARM CREDIT MID AMERICA FLCA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2025 · Amount on File
Deed SaleJan 31, 2025 · Amount on File
Prior SaleJan 11, 2023
Deed Document Number202510751
Prior Transfer DateSep 25, 1998
Prior Transfer Doc1327003477
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRAVIS TX
Recording DateApr 6, 2026
Property Address14203 SPREADING OAKS DR, LEANDER, TX 78641-7734
Document Number0000037969
Instrument DateMar 31, 2026
Instrument202637969
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address14203 SPREADING OAKS DR, LEANDER, TX 78641-7734
InvestorPossibly a Property Investor

Mortgage

Document Number0000037969,
DateApr 6, 2026
Instrument202637969
Lender
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueApr 30, 2027
Interest
Rate6%
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRAVIS TX
Recording DateApr 6, 2026
Property Address14203 SPREADING OAKS DR, LEANDER, TX 78641-7734
Document Number0000037970
Instrument DateMar 31, 2026
Instrument202637970
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address14203 SPREADING OAKS DR, LEANDER, TX 78641-7734
InvestorPossibly a Property Investor

Mortgage

Document Number0000037970,
DateApr 6, 2026
Instrument202637970
Lender
NameFEDERAL SAVINGS BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueMay 1, 2027
Interest
Rate TypeBalloon
Rate6%
Initial TypeBalloon
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRAVIS TX
Recording DateApr 6, 2026
Property Address14203 SPREADING OAKS DR, LEANDER, TX 78641-7734
Document Number0000037970
Instrument DateMar 31, 2026
Instrument202637970
Transaction TypeMortgage
Record UpdatedOct 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address14203 SPREADING OAKS DR, LEANDER, TX 78641-7734
InvestorPossibly a Property Investor

Mortgage

Document Number0000037970,
DateApr 6, 2026
Instrument202637970
Lender
NameFEDERAL SAVINGS BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueMay 1, 2027
Interest
Rate TypeBalloon
Initial TypeBalloon
Max Rate-1%

January 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionTRAVIS TX
Recording DateJan 31, 2025
Property Address14203 SPREADING OAKS DR, LEANDER, TX 78641-7734
Document Number0000010751
Instrument DateJan 30, 2025
Instrument2025010751
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4424 BUCKING BRONC DR, BENBROOK, TX 76126-6417

Transferred To (Grantee/Buyer)

NameVerified Name
Address1540 FERRARI DR, LEANDER, TX 78641-3899
InvestorPossibly a Property Investor

Mortgage

Document Number0000010752
DateJan 31, 2025
Instrument2025010752
Lender
NameFARM CREDIT MID AMERICA FLCA
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount on Record
Term301 Months
DueFeb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 14203 Spreading Oaks Dr was $8,399.

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyTravis County
Unified School DistrictLeander Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,399.00$445,815 Land $434,877 Building $10,938$445,815 Land $434,877 Building $10,938
2023$414,683 Land $405,331 Building $9,352$414,683 Land $405,331 Building $9,352
2022$864.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14203 Spreading Oaks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims6 (2025)
Claims Outside the SFHA1 of 6
Most Recent ClaimJul 2025 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Jul 2025 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14203 Spreading Oaks Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 51% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANDY CREEK RANCHES SUBDIVISION
private · serves 2,022 people · EPA ID TX2270054
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Western Broadband.

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