14200 Cherry St, Chester, VA 23831 Property Records

Chesterfield County property record for 14200 Cherry St, Chester, VA 23831

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,490 sqft · built 1978
Lot Size	0.291 acres (12,676 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Sep 2021)
Tax Bill	$2,582 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13216030000010A`

Property Details

APN / Parcel Number

Primary APN	`13216030000010A`
Alternative APNs	`792-64-28-45-700-000` `432200000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,490 sqft Finished Area
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	12,676 sqft (0.291 acres)

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	382 sqft
Deck Area	54 sqft
Patio Area	452 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	432200000
Street Address	14200 CHERRY ST
City	CHESTER
State	VA
Zip	23831-7003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	LOCUST GROVE ADD L PT 10A
Legal Subdivision	LOCUST GROVE ADD
Legal Lot Number	10A
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	1
Census Block	1002
Census Tract	100508

Owner

14200 Cherry St is owned and occupied by an individual who bought it in September 2021.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	14200 CHERRY ST, CHESTER, VA 23831-7003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY LLC
Feb 18, 2020	Deed of Trust, Mortgage PENNYMAC
Oct 29, 2018	Deed of Trust, Mortgage · FHA Mortgage CAPITAL CTRL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on File
Deed Sale	Sep 27, 2021 · Amount on File
Prior Sale	May 26, 2010 · Amount on File
Deed Document Number	202162007
Deed Book / Page	13647 / 796
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Sep 27, 2021
Property Address	14200 CHERRY ST, CHESTER, VA 23831-7003
Document Number	013647-796
Book / Page	13647 / 796
Instrument Date	Sep 12, 2021
Instrument	2021062007
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	C AND C TITLE AND SETTLEMENT LLC, C&C TITLE & SETTLEMENT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14200 CHERRY ST, CHESTER, VA 23831-7003

Mortgage

Document Number	2021062008
Date	Sep 27, 2021
Instrument	2021062008

Lender

Name	GUILD MORTGAGE COMPANY LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	14200 CHERRY ST, CHESTER, VA 23831-7003
Document Number	12637196
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14200 CHERRY ST CHESTER VA 238317003, CHESTER, VA 23831-7003

Mortgage

Document Number	12637196
Date	Feb 24, 2020
Book Page	012637/000196
Instrument	7983

Lender

Name	PENNYMAC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2050

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	14200 CHERRY ST, CHESTER, VA 23831-7003
Document Number	12141923
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12141923
Date	Oct 31, 2018
Book Page	012141/000923
Instrument	40933

Lender

Name	CAPITAL CTRL LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 14200 Cherry St was $2,582.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,582.00	$287,400 (+7.2%) Land $56,700 Building $230,700	$287,400 (+7.2%) Land $56,700 Building $230,700
2025		$268,100 Land $53,100 Building $215,000	$268,100 Land $53,100 Building $215,000
2023	$2,046.00	$222,100 Land $51,300 Building $170,800	$222,100 Land $51,300 Building $170,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14200 Cherry St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1982–2019)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14200 Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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