1420 Zeiss St, Oceanside, CA 92058 Property Records

San Diego County property record for 1420 Zeiss St, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,408 sqft · built 1953
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,544 (2025)
Deeds & Mortgages	Dec 2023 Reverse Mortgage Dec 2021 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`145-041-06-00`

Property Details

APN / Parcel Number

Primary APN	`145-041-06-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	11,500 sqft (0.264 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1420 ZEISS ST
City	OCEANSIDE
State	CA
Zip	92058-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 88 TR 002899
Legal Subdivision	OCEANSIDE TERRACE
Legal Tract	002899
Legal Block	3
Legal Lot Number	88
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18616

Owner

1420 Zeiss St is owner-occupied and held in a trust since November 2023.

Source: San Diego County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1420 ZEISS ST, OCEANSIDE, CA 92058-2246
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Dec 21, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Apr 15, 2021	Intrafamily Transfer, Transfer
Dec 6, 2017	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Dec 6, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 11, 2023
Transfer Doc	0000336050
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 6, 2023
Property Address	1420 ZEISS ST, OCEANSIDE, CA 92058-2246
Document Number	0000336050
Map Reference	MAP 2899
Instrument Date	Nov 11, 2023
Instrument	2023-0336050
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1420 ZEISS ST, OCEANSIDE, CA 92058-2246

Mortgage

Document Number	0000336051
Date	Dec 6, 2023
Instrument	2023-0336051

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	915 Months
Due	Mar 9, 2100

Interest

Rate Type	Adjustable Rate
Rate	7.51%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.5%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 21, 2021
Property Address	1420 ZEISS ST, OCEANSIDE, CA 92058-2246
Document Number	0000858601
Map Reference	MAP 2899
Instrument Date	Nov 15, 2021
Instrument	2021-0858601
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1420 ZEISS ST, OCEANSIDE, CA 92058-2246

Mortgage

Document Number	0000858602
Date	Dec 21, 2021
Instrument	2021-0858602

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	932 Months
Due	Aug 26, 2099

Interest

Rate Type	Adjustable Rate
Rate	2.54%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2022
Change Frequency	Monthly
Index	1-Year CMT

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 15, 2021
Property Address	1420 ZEISS ST, OCEANSIDE, CA 92058-2246
Document Number	0000293200
Map Reference	MAP 2899
Instrument Date	Mar 21, 2021
Instrument	2021-0293200
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1420 ZEISS ST, OCEANSIDE, CA 92058-2246

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1420 ZEISS ST, OCEANSIDE, CA 92058-2246
Document Number	0000575875
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 ZEISS ST OCEANSIDE CA 920582246, OCEANSIDE, CA 92058-2246

Mortgage

Document Number	0000575875
Date	Dec 12, 2017
Instrument	575875

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.71%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1420 ZEISS ST, OCEANSIDE, CA 92058-2246
Document Number	0000575876
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 ZEISS ST OCEANSIDE CA 920582246, OCEANSIDE, CA 92058-2246

Mortgage

Document Number	0000575876
Date	Dec 12, 2017
Instrument	575876

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.71%

Tax Assessment & Valuation

The 2025 property tax bill for 1420 Zeiss St was $2,544 with a homeowner's exemption, up 2% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$234,572 (+2%) Land $114,761 Building $119,811
2025	$2,544.00 (+2.05%) Homeowner's exemption	$229,973 Land $112,511 Building $117,462
2024	$2,493.00 (+3.23%)
2023	$2,415.00 (+1.6%) Homeowner's exemption	$221,044 Land $108,143 Building $112,901
2022	$2,377.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1420 Zeiss St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1420 Zeiss St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile, Verizon.

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