1420 Wildmint Trl, Elgin, IL 60123 Property Records

Kane County property record for 1420 Wildmint Trl, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,292 sqft · built 1996
Lot Size	0.241 acres (10,497 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jun 2016)
Tax Bill	$10,087 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-33-253-008`

Property Details

APN / Parcel Number

Primary APN	`06-33-253-008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,292 sqft Living Area
Gross Area	3,308 sqft
Basement Area	1,016 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,497 sqft (0.241 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1420 WILDMINT TRL
City	ELGIN
State	IL
Zip	60123-8898
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBRIDGE SOUTH PHASE 5 LOT 550
Legal Subdivision	WOODBRIDGE SOUTH
Legal Phase	5
Legal Block	2
Legal Lot Number	550
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2008
Census Tract	851907

Owner

Source: Kane County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1420 WILDMINT TRL, ELGIN, IL 60123-8898
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
Oct 28, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Oct 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW AMERICAN FUNDING
Oct 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2016 · Amount on Record
Deed Sale	Jun 22, 2016 · Amount on Record
Prior Sale	Oct 20, 1998 · Amount on Record
Deed Document Number	201631330
Prior Transfer Date	Apr 19, 1996
Prior Transfer Doc	0000047816
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jul 20, 2026
Property Address	1420 WILDMINT TRL, ELGIN, IL 60123-8898
Document Number	0000030510
Instrument Date	Jul 10, 2026
Instrument	202630510
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 WILDMINT TRL, ELGIN, IL 60123-8898

Mortgage

Document Number	0000030510,
Date	Jul 20, 2026
Instrument	202630510

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.52%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1420 WILDMINT TRL, ELGIN, IL 60123-8898
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 WILDMINT TRL, ELGIN, IL 60123-8898

Mortgage

Document Number	0000081653
Date	Oct 28, 2021
Instrument	2021K081653

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 22, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1420 WILDMINT TRL, ELGIN, IL 60123-8898
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039233
Date	Oct 25, 2024
Instrument	2024K039233

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

Interest

Rate Type	Fixed Rate
Rate	8.87%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Oct 4, 2021
Property Address	1420 WILDMINT TRL, ELGIN, IL 60123-8898
Document Number	0000074962
Map Reference	DOC 95K015223
Instrument Date	Sep 3, 2021
Instrument	2021K074962
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 WILDMINT TRL, ELGIN, IL 60123-8898

Mortgage

Document Number	0000074963
Date	Oct 4, 2021
Instrument	2021K074963

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

Interest

Rate	2.87%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1420 WILDMINT TRL, ELGIN, IL 60123-8898
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077932
Date	Dec 15, 2020
Instrument	2020K077932

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Nov 1, 2045

Interest

Rate	3.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,087.00 (+15.88%) Homeowner's exemption	$140,221 (+8.57%) Land $30,744 Building $109,477	$420,831 (+8.57%) Land $92,269 Building $328,562
2024		$129,152 (+21.39%) Land $28,317 Building $100,835	$387,611 (+21.44%) Land $84,985 Building $302,626
2022	$8,705.00 (+4.4%) Homeowner's exemption	$106,391 (+6.96%) Land $23,326 Building $83,065	$319,173 (+6.96%) Land $69,978 Building $249,195
2021	$8,338.00 Homeowner's exemption	$99,468 Land $21,808 Building $77,660	$298,404 Land $65,424 Building $232,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Astound Broadband.

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