Shiawassee County property record for 1420 W Main St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,370 sqft · built 1920 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,257 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Sep 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-090-001-005-00 |
| Primary APN | 050-090-001-005-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,370 sqft Living Area |
| 1st Floor Area | 992 sqft |
| Basement Area | 680 sqft |
| Unfinished Basement | 680 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1420 W MAIN ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK 1 A B CHIPMANS ADD |
| Legal Subdivision | A B CHIPMANS ADD |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 30700 |
1420 W Main St is owned and occupied by two individuals who acquired it in August 2014.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 603 RICHARDSON RD, OWOSSO, MI 48867-9754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PFCU |
| Sep 6, 2019 | Warranty Deed, Transfer MICHIGAN INV TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 26, 2014 |
| Transfer Doc | 0012020136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1420 W MAIN ST, OWOSSO, MI 48867-2050 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 603 RICHARDSON RD, OWOSSO, MI 48867-9754 |
| Document Number | 0013080014 |
|---|---|
| Date | Jun 15, 2023 |
| Book Page | 1308/14 |
| Instrument | 3372146 |
| Name | PFCU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, MI 48875 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 6, 2019 |
| Property Address | 1420 W MAIN ST, OWOSSO, MI 48867-2050 |
| Document Number | 0012600862 |
| Book / Page | 001260 / 000862 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 3324427 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2019 |
| Title Company | MICHIGAN INV TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $131.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 603 RICHARDSON RD OWOSSO MI 488679754, OWOSSO, MI 48867-9754 |
The 2025 property tax bill for 1420 W Main St was $2,257 with a homeowner's exemption, down 4% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,800 (+9.96%) | $101,600 (+9.96%) | |
| 2025 | $2,257.00 (-4%) Homeowner's exemption | $46,200 | $92,400 |
| 2024 | $2,351.00 | ||
| 2023 | $2,351.00 Homeowner's exemption Additional exemption filed | $41,600 | $83,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1420 W Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1420 W Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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