1420 W Main St, Carmel, IN 46032 Property Records

Hamilton County property record for 1420 W Main St, Carmel, IN 46032

Property Summary

Property Type	Neighborhood Shopping Center, Strip Center
Details	12,245 sqft · built 2015
Lot Size	1.29 acres (56,192 sqft)
Owner	Company Name on Record
Last Sale	$5,506,008 (Sep 2022)
Tax Bill	$69,026 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-26-000-005.004-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-26-000-005.004-018`
Alternative APN	`1709260000005004`

Interior

Units	4 Units
Stories	1 Story
Building Area	12,245 sqft Total Area
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2015
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	56,192 sqft (1.29 acres)
Canopy	696 sqft

Location & Zoning

Account Number	1709260000005004
Street Address	1420 W MAIN ST
City	CARMEL
State	IN
Zip	46032-1494
Property Category	Commercial
Property Type	Commercial > Retail > Neighborhood Shopping Center, Strip Center
Legal Description	ACREAGE 1.29, SECTION 26, TOWNSHIP 18, RANGE 3
Legal Range	03
Legal Township	18
Legal Section	26
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2013
Census Tract	110905

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5655 CASTLE CREEK PARKWAY NORTH DR, INDIANAPOLIS, IN 46250-4349
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Limited Warranty Deed, Transfer · Commercial Mortgage JACKSON COUNTY BANK
Feb 21, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2022 · Amount on Record
Deed Sale	Sep 14, 2022 · Amount on Record
Prior Sale	Mar 10, 2015
Deed Document Number	2022045171
Record Updated	Jun 8, 2026

September 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 14, 2022
Property Address	1420 W MAIN ST, CARMEL, IN 46032-1494
Document Number	0000045171
Instrument Date	Sep 2, 2022
Instrument	2022045171
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5655 CASTLE CREEK PARKWAY NORTH DR, INDIANAPOLIS, IN 46250-4349

Mortgage

Document Number	0000045172
Date	Sep 14, 2022
Instrument	2022045172

Lender

Name	JACKSON COUNTY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2052

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1420 W MAIN ST, CARMEL, IN 46032-1494
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006845
Date	Feb 21, 2018
Instrument	2018006845

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	00000

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,508,300 (+1.53%) Land $838,500 Building $2,669,800	$3,508,300 (+1.53%) Land $838,500 Building $2,669,800
2024	$69,026.00 (-0.91%)
2023	$69,658.00 (+5.96%)	$3,455,300 (+8.4%) Land $838,500 Building $2,616,800	$3,455,300 (+8.4%) Land $838,500 Building $2,616,800
2022	$65,743.00	$3,187,400 Land $774,000 Building $2,413,400	$3,187,400 Land $774,000 Building $2,413,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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