1420 W 23rd St, Merced, CA 95340 Property Records

Merced County property record for 1420 W 23rd St, Merced, CA 95340

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 1,633 sqft · built 1953
Lot Size	0.169 acres (7,361 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Dec 2020)
Tax Bill	$4,501 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Transfer + 7 more
Flood Zone	Zone AO (high risk)
APN	`030-135-006-000`

Property Details

APN / Parcel Number

Primary APN	`030-135-006-000`
Alternative APN	`030-135-006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,633 sqft Living Area
1st Floor Area	1,633 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1975
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	7,361 sqft (0.169 acres)
Porch	Porch
Porch Area	154 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	030-135-006
Street Address	1420 W 23RD ST
City	MERCED
State	CA
Zip	95340-3443
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R16
Legal Description	VIARENGO TR LOT 3 BLK 65
Legal Subdivision	VIARENGO TR
Legal Block	65
Legal Lot Number	3
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2014
Census Tract	1301

Owner

1420 W 23rd St, a residential property, is owned and occupied by two individuals who acquired it in December 2023.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1420 W 23RD ST, MERCED, CA 95340-3443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Partial Claim Mortgage COLUMBIA BANK
Dec 14, 2023	Gift Deed, Transfer
Dec 16, 2020	Grant Deed, Transfer · FHA Mortgage UMPQUA BANK
Feb 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 19, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
May 18, 2017	Affidavit of Death, Transfer FIRST AMERICAN TITLE
May 18, 2017	Affidavit of Death, Transfer FIRST AMERICAN TITLE
May 18, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE
Apr 27, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2020 · Amount on File
Deed Sale	Dec 16, 2020 · Amount on File
Deed Document Number	202048531
Last Transfer Date	Dec 12, 2023
Transfer Doc	0000031339
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1420 W 23RD ST, MERCED, CA 95340-3443
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 W 23RD ST, MERCED, CA 95340-3443
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030643
Date	Oct 29, 2025
Instrument	2025030643

Lender

Name	COLUMBIA BANK
Type	Bank
Address	HILLSBORO, OR 97124

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	303 Months
Due	Jan 1, 2051

December 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MERCED CA
Recording Date	Dec 14, 2023
Property Address	1420 W 23RD ST, MERCED, CA 95340-3443
Document Number	0000031339
Map Reference	VOL 11 PG 30
Instrument Date	Dec 12, 2023
Instrument	2023031339
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 W 23RD ST, MERCED, CA 95340-3443

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Dec 16, 2020
Property Address	1420 W 23RD ST, MERCED, CA 95340-3443
Document Number	0000048531
Map Reference	VOL 11 PG 30
Instrument Date	Nov 24, 2020
Instrument	2020048531
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1420 W 23RD ST, MERCED, CA 95340-3443
Investor	Possibly a Property Investor

Mortgage

Document Number	0000048532
Date	Dec 16, 2020
Instrument	2020048532

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Feb 19, 2019
Property Address	1420 W 23RD ST, MERCED, CA 95340-3443
Document Number	0000004714
Instrument Date	Feb 11, 2019
Instrument	4714
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1195 PERSIMMON WAY ATWATER CA 953016243, ATWATER, CA 95301-6243

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Feb 19, 2019
Property Address	1420 W 23RD ST, MERCED, CA 95340-3443
Document Number	0000004713
Instrument Date	Feb 11, 2019
Instrument	4713
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 W 23RD ST MERCED CA 953403443, MERCED, CA 95340-3443

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	May 18, 2017
Property Address	1420 W 23RD ST, MERCED, CA 95340-3443
Document Number	0000015742
Instrument Date	May 5, 2017
Instrument	15742
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	May 18, 2017
Property Address	1420 W 23RD ST, MERCED, CA 95340-3443
Document Number	0000015743
Instrument Date	May 5, 2017
Instrument	15743
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 W 23RD ST MERCED CA 953403443, MERCED, CA 95340-3443

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 18, 2017
Property Address	1420 W 23RD ST, MERCED, CA 95340-3443
Document Number	0000015744
Instrument Date	May 2, 2017
Instrument	15744
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$165.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1195 PERSIMMON WAY ATWATER CA 953016243, ATWATER, CA 95301-6243

April 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Apr 27, 2017
Property Address	1420 W 23RD ST, MERCED, CA 95340-3443
Document Number	0000013397
Instrument Date	Apr 27, 2017
Instrument	13397
Transaction Type	Transfer
Record Updated	Jun 1, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property

Tax Assessment & Valuation

The 2025 property tax bill for 1420 W 23rd St was $4,501 with a homeowner's exemption, up 10.1% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$420,390 (+2%) Land $82,540 Building $337,850
2025	$4,501.00 (+10.1%) Homeowner's exemption	$412,148 Land $80,922 Building $331,226
2024	$4,088.00 (+30.07%)
2023	$3,143.00 (+1.35%)	$291,312 Land $62,424 Building $228,888
2022	$3,101.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1420 W 23rd St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 130 policies
Nearby Flood Policies	130 in force
Nearby Flood Claims	8 (1995–2023)
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1420 W 23rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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