1420 Tisbury Cir, O Fallon, MO 63366 Property Records

St. Charles County property record for 1420 Tisbury Cir, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,160 sqft · built 2010
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,000 (May 2020)
Tax Bill	$3,704 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T070300574`

Property Details

APN / Parcel Number

Primary APN	`T070300574`
Alternative APN	`2-0042-A084-00-013F.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,160 sqft Living Area
Gross Area	3,012 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	432 sqft
Unfinished Basement	432 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	75 sqft

Utilities, Heating & Cooling

Heating Fuel	Solar
Sewer	Connected

Location & Zoning

Account Number	T070300574
Street Address	1420 TISBURY CIR
City	O FALLON
State	MO
Zip	63366-1570
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HYLAND GREEN #6 LOT 13F
Legal Subdivision	HYLAND GREEN #6
Legal Lot Number	13F
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2015
Census Tract	311801

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1420 TISBURY CIR, O FALLON, MO 63366-1570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
May 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Feb 27, 2017	Warranty Deed, Transfer PHH HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2020 · Amount on Record
Deed Sale	May 8, 2020 · Amount on Record
Prior Sale	Feb 27, 2017 · Amount on Record
Deed Document Number	2020298700
Deed Book / Page	7290 / 2293
Prior Transfer Date	May 1, 2020
Prior Transfer Doc	0072902293
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1420 TISBURY CIR, O FALLON, MO 63366-1570
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 TISBURY CIR, O FALLON, MO 63366-1570

Mortgage

Document Number	0000044583
Date	Aug 11, 2022
Instrument	2022R-044583

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jul 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	May 8, 2020
Property Address	1420 TISBURY CIR, O FALLON, MO 63366-1570
Document Number	0072902293
Book / Page	7290 / 2293
Map Reference	MB 43 PG 176
Instrument Date	May 1, 2020
Instrument	20200508000298700
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 TISBURY CIR, O FALLON, MO 63366-1570

Mortgage

Document Number	20200508000298710
Date	May 8, 2020
Instrument	20200508000298710

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 27, 2017
Property Address	1420 TISBURY CIR, O FALLON, MO 63366-1570
Document Number	0067040342
Book / Page	006704 / 000342
Instrument Date	Feb 21, 2017
Instrument	117710
Transaction Type	Transfer
Record Updated	Mar 27, 2017
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 TISBURY CIR O FALLON MO 633661570, O FALLON, MO 63366-1570

Mortgage

Document Number	67040344
Date	Feb 27, 2017
Book Page	006704/000344
Instrument	117720

Lender

Name	PHH HM LNS
Type	Funding / Finance Company
Address	EDINA, MN 55435

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,610 (-)	$303,208 (-) Land $65,000 Building $238,208
2025	$3,704.00 (-4.22%)	$57,610 (-1.43%)	$303,208 (-1.43%) Land $65,000 Building $238,208
2024	$3,867.00
2023		$58,443
2022			$307,596 Building $307,596

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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