Frederick County property record for 1420 Teal Ln, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,420 sqft · built 1990 |
| Lot Size | 0.271 acres (11,805 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Jul 2020) |
| Tax Bill | $6,235 (2023) |
| Deeds & Mortgages | Oct 2023 Line of Credit Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-161982 |
| Primary APN | 02-161982 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,420 sqft Total Area |
| 1st Floor Area | 1,232 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,805 sqft (0.271 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 161982 |
|---|---|
| Old Parcel Number | 2161982 |
| Street Address | 1420 TEAL LN |
| City | FREDERICK |
| State | MD |
| Zip | 21703-1386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | LOT 7 SEC 1 PLAT 2 0.271 ACRES GOLF VIEW |
| Legal Subdivision | GOLF VIEW |
| Legal Lot Number | 7 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 750506 |
Source: Frederick County records · APN 02-161982
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1420 TEAL LN, FREDERICK, MD 21703-1386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 03, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED STATES OF AMERICA |
| Jul 15, 2020 | Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 2020 · Amount on Record |
| Deed Sale | Jul 15, 2020 · Amount on Record |
| Deed Document Number | 0001389630 |
| Deed Book / Page | 13896 / 30 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1420 TEAL LN, FREDERICK, MD 21703-1386 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0166400012 |
|---|---|
| Date | Oct 18, 2023 |
| Book Page | 16640/12 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 08, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1420 TEAL LN, FREDERICK, MD 21703-1386 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2021 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0155090479 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 15509/479 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1420 TEAL LN, FREDERICK, MD 21703-1386 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0135020422 |
|---|---|
| Date | Feb 03, 2020 |
| Book Page | 13502/0422 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | FREDERICK, MD 21703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 01, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 15, 2020 |
| Property Address | 1420 TEAL LN, FREDERICK, MD 21703-1386 |
| Document Number | 0138960030 |
| Book / Page | 13896 / 30 |
| Map Reference | MB 40 PL 173 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | HARVEST TITLE AND ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1420 TEAL LN, FREDERICK, MD 21703-1386 |
| Document Number | 1389636 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 13896/36 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,235.00 Homeowner's exemption | $364,000 | $442,600 Land $121,800 Building $320,800 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2014–2018) |
| Most Recent Claim | May 2018 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 478 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FREDERICK serves 54,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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