Lee County property record for 1420 SW 3rd Ter, Cape Coral, FL 33991
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,291 sqft · built 2005 |
| Lot Size | 0.259 acres (11,282 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $151,000 (Feb 2010) |
| Tax Bill | $2,362 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-44-23-C4-03630.0110 |
| Primary APN | 15-44-23-C4-03630.0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,291 sqft Living Area |
| Gross Area | 3,903 sqft |
| 1st Floor Area | 1,975 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 11,282 sqft (0.259 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 434 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 170 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 522 sqft |
| Patio Area | 316 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10069210 |
|---|---|
| Street Address | 1420 SW 3RD TER |
| City | CAPE CORAL |
| State | FL |
| Zip | 33991-1407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-D |
| Legal Description | CAPE CORAL UNIT 49 BLK 3630 PB 17 PG 149 LOTS 11 + 12 |
| Legal Range | 23E |
| Legal Township | 44S |
| Legal Section | 15 |
| Legal Subdivision | CAPE CORAL |
| Legal Tract | C4 |
| Legal Block | 3630 |
| Legal Lot Number | 11,12 |
| Legal Unit | 49 |
| Jurisdiction | LEE FL |
| Township / Civil Division | CAPE CORAL |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 10108 |
1420 SW 3rd Ter is owned and occupied by two individuals who bought it in February 2010.
Source: Lee County records, as of July 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1420 SW 3RD TER, CAPE CORAL, FL 33991-1407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2010 · Amount on File |
| Deed Sale | Feb 5, 2010 · Amount on File |
| Prior Sale | Sep 10, 2009 · Amount on File |
| Deed Document Number | 201031143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 1420 SW 3RD TER, CAPE CORAL, FL 33991-1407 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 1420 SW 3RD TER, CAPE CORAL, FL 33991-1407 |
| Document Number | 0000357723 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 2021000357723 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 1420 SW 3rd Ter was $2,362 with a homeowner's exemption.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Cape Coral City |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,791 (+2.7%) | $312,453 (-4.65%) Land $64,287 Building $248,166 | |
| 2025 | $2,362.00 Homeowner's exemption | $122,484 | $327,693 Land $63,230 Building $264,463 |
| 2023 | $2,040.00 (+17.44%) Homeowner's exemption | $115,565 (+3%) | $396,355 (+21.7%) Land $51,481 Building $344,874 |
| 2022 | $1,737.00 Homeowner's exemption | $112,199 | $325,677 Land $31,532 Building $294,145 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1420 SW 3rd Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 314 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 314 in force |
| Nearby Flood Claims | 7 (2022) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1420 SW 3rd Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
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