1420 Sunrise Dr, Smithville, MO 64089 Property Records

Clay County property record for 1420 Sunrise Dr, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,675 sqft · built 1985
Lot Size	3.18 acres (138,521 sqft)
Owner	Individual Name on Record
Last Sale	$402,000 (Jul 2021)
Tax Bill	$3,229 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-302-00-01-002.00`

Property Details

APN / Parcel Number

Primary APN	`09-302-00-01-002.00`
Alternative APNs	`0930200010020001` `9302000100200` `244635`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,675 sqft Living Area
Gross Area	2,483 sqft
1st Floor Area	985 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	138,521 sqft
Lot Dimensions	671 ft deep x 524 ft wide
Garage Type	Attached
Garage Area	808 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	224 sqft
Patio Area	224 sqft
Shed	1 Shed
Shed Area	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1420 SUNRISE DR
City	SMITHVILLE
State	MO
Zip	64089-8980
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNRISE EAST RESURVEY LT 14
Legal Range	33W
Legal Township	52N
Legal Section	01
Legal Subdivision	SUNRISE EAST RESURVEY
Legal Lot Number	14
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	4
Census Block	4030
Census Tract	21900

Owner

Source: Clay County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1420 SUNRISE DR, SMITHVILLE, MO 64089-8980
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Feb 9, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF THE US DEPARTMENT OF HOUSIN
Jan 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jul 8, 2021	Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP
Oct 15, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Deed Document Number	202129392
Deed Book / Page	9107 / 29
Prior Transfer Date	Oct 11, 2018
Prior Transfer Doc	0000033608
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Recording Date	Jun 23, 2026
Property Address	1420 SUNRISE DR, SMITHVILLE, MO 64089-8980
Document Number	0000016904
Book / Page	10194 / 73
Instrument Date	Jun 1, 2026
Instrument	202616904
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 SUNRISE DR, SMITHVILLE, MO 64089-8980

Mortgage

Document Number	0000016904,
Date	Jun 23, 2026
Book Page	10194/73
Instrument	202616904

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1420 SUNRISE DR, SMITHVILLE, MO 64089-8980
Transaction Type	Mortgage
Record Updated	Feb 16, 2024
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 SUNRISE DR, SMITHVILLE, MO 64089-8980

Mortgage

Document Number	0000002638
Date	Feb 9, 2024
Book Page	9689/203
Instrument	2024002638

Lender

Name	SECRETARY OF THE US DEPARTMENT OF HOUSIN
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Aug 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1420 SUNRISE DR, SMITHVILLE, MO 64089-8980
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001447
Date	Jan 17, 2017
Book Page	7891/005
Instrument	2017001447

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2032

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY MO
Recording Date	Jul 8, 2021
Property Address	1420 SUNRISE DR, SMITHVILLE, MO 64089-8980
Document Number	0000029392
Book / Page	9107 / 29
Instrument Date	Jul 1, 2021
Instrument	2021029392
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 SUNRISE DR, SMITHVILLE, MO 64089-8980

Mortgage

Document Number	0000029393
Date	Jul 8, 2021
Instrument	2021029393

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MO
Recording Date	Oct 15, 2018
Property Address	1420 SUNRISE DR, SMITHVILLE, MO 64089-8980
Document Number	0000033608
Book / Page	008299 / 000117
Instrument Date	Oct 11, 2018
Instrument	33608
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1420 SUNRISE DR SMITHVILLE MO 640898980, SMITHVILLE, MO 64089-8980

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,229.00 (+19.06%)	$47,800 (+14.88%)	$251,579 (+14.88%)
2023	$2,712.00 (+24.75%)	$41,610	$219,000
2019	$2,174.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 49% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 9 serves 2,465 people · EPA ID MO1024150
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	Feb 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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