1420 Stonegate Rd, Naperville, IL 60540 Property Records

DuPage County property record for 1420 Stonegate Rd, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,505 sqft · built 1971
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$407,500 (Aug 2020)
Tax Bill$10,384 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Aug 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-23-104-007

Property Details

APN / Parcel Number

Primary APN07-23-104-007

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories4 Stories
Building Area2,505 sqft Living Area
1st Floor Area1,426 sqft
2nd Floor Area325 sqft
Basement Area754 sqft
Finished Basement754 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeBrick
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions12.5 ft deep x 7.9 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address1420 STONEGATE RD
CityNAPERVILLE
StateIL
Zip60540-5043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionWILL-O-WAY PARK UNIT #4
Legal SubdivisionWILL-O-WAY PARK
Legal Lot Number302
Legal Unit4
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group1
Census Block1008
Census Tract846519

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1420 STONEGATE RD, NAPERVILLE, IL 60540-5043
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2023Deed of Trust, Mortgage · Line of Credit
JACKSON FLAGSTAR CENTRE OFFICE
Aug 11, 2020Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 15, 2018Loan Modification, Mortgage · Conventional Mortgage
US BK
Sep 26, 2017Trustee's Deed, Construction Loan · Construction Mortgage
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2020 · Amount on Record
Deed SaleAug 11, 2020 · Amount on Record
Prior SaleSep 20, 2013 · Amount on Record
Deed Document Number202087603
Prior Transfer DateJan 31, 2007
Prior Transfer Doc0000031488
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1420 STONEGATE RD, NAPERVILLE, IL 60540-5043
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054668
DateAug 25, 2023
InstrumentR2023-054668
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateAug 11, 2020
Property Address1420 STONEGATE RD, NAPERVILLE, IL 60540-5043
Document Number0000087603
Map ReferenceDOC R70-07003
Instrument DateJul 15, 2020
InstrumentR2020-087603
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyBAIRD & WARNER TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$407.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1420 STONEGATE RD, NAPERVILLE, IL 60540-5043

Mortgage

Document Number0000087604
DateAug 11, 2020
InstrumentR2020-087604
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDU PAGE IL
Property Address1420 STONEGATE RD, NAPERVILLE, IL 60540-5043
Document Number0000089241
Instrument DateJul 15, 2018
Transaction TypeMortgage
Record UpdatedMar 13, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1420 STONEGATE RD NAPERVILLE IL 605405043, NAPERVILLE, IL 60540-5043

Mortgage

Document Number0000089241
DateSep 21, 2018
Instrument89241
Lender
NameUS BK
TypeBank
AddressELMHURST, IL 60126
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueSep 20, 2019
Interest
Rate TypeAdjustable Rate

September 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionDU PAGE IL
Recording DateSep 26, 2017
Property Address1420 STONEGATE RD, NAPERVILLE, IL 60540-5043
Instrument DateSep 1, 2017
Instrument98916
Transaction TypeConstruction Loan
Record UpdatedOct 27, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1420 STONEGATE RD NAPERVILLE IL 605405043, NAPERVILLE, IL 60540-5043

Mortgage

Document Number0000098916
DateSep 26, 2017
Instrument98916
Lender
NameUS BK
TypeBank
AddressOAK PARK, IL 60302
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 25, 2018

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,384.00 (+18.19%)$186,104 (+31.08%) Land $68,922 Building $117,182$558,312 (+31.08%) Land $206,766 Building $351,546
2022$8,786.00 Homeowner's exemption$141,980 Land $52,210 Building $89,770$425,940 Land $156,630 Building $269,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1982–2008)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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