1420 State Hwy 176 E, Spokane, MO 65754 Property Records

Christian County property record for 1420 State Hwy 176 E, Spokane, MO 65754

Property Summary

Property Type	Rural Home
Details	6 bd · 1 ba · 2,052 sqft · built 2000
Lot Size	5.03 acres (219,107 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-0.4-19-0-0-6.004`

Property Details

APN / Parcel Number

Primary APN	`21-0.4-19-0-0-6.004`
Alternative APN	`21-0.4-19-000-000-006.004`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	2,052 sqft Adjusted Area
1st Floor Area	1,232 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asphalt
Lot Area	219,107 sqft (5.03 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	1420 STATE HIGHWAY 176 E
City	SPOKANE
State	MO
Zip	65754-9421
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 4 HAPPY HILLS FARM ( SB-190 APPROVED APPLICANT )
Legal Range	21
Legal Township	25
Legal Section	19
Legal Subdivision	HAPPY HILLS FARM
Legal Lot Number	4
Jurisdiction	CHRISTIAN MO
Township / Civil Division	SOUTH GALLOWAY
Census Block Group	2
Census Block	2030
Census Tract	20501

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1420 STATE HIGHWAY 176 E, SPOKANE, MO 65754-9421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Apr 18, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Jul 8, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 1999
Deed Sale	Oct 15, 1999
Deed Document Number	0326004823
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 8, 2026
Property Address	1420 STATE HIGHWAY 176 E, SPOKANE, MO 65754-9421
Document Number	0000011131
Book / Page	2026 / 10978
Instrument Date	Sep 2, 2026
Instrument	202611131
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 STATE HIGHWAY 176 E, SPOKANE, MO 65754-9421

Mortgage

Document Number	0000011131,
Date	Sep 8, 2026
Book Page	2026/10978
Instrument	202611131

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 29, 2046

Interest

Max Rate	-1%

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	1420 STATE HIGHWAY 176 E, SPOKANE, MO 65754-9421
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 MO 176, SPOKANE, MO 65754

Mortgage

Document Number	0202504116
Date	Apr 18, 2025
Book Page	2025/4116
Instrument	2025L04169

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Mar 10, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	1420 STATE HIGHWAY 176 E, SPOKANE, MO 65754-9421
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	FAMS DTO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202112480
Date	Jul 8, 2021
Book Page	2021/12480
Instrument	2021L12584

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	211 Months
Due	Feb 1, 2039

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Spokane R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$25,470 (+6.7%)	$134,300 (+6.67%) Land $15,800 Building $118,500
2023	$23,870	$125,900 Land $15,800 Building $110,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 94% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Brightspeed, White River Connect.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Hwy 176 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures