1420 Orchard Ln, Celina, TX 75009 Property Records

Collin County property record for 1420 Orchard Ln, Celina, TX 75009

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,485 sqft · built 2022
Lot Size	1 acres (43,604 sqft)
Owner	2 Individual Names on File
Last Sale	$296,000 (Jan 2022)
Tax Bill	$17,246 (2025)
Deeds & Mortgages	May 2022 Construction Loan Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-11925-00A-0080-1`

Property Details

APN / Parcel Number

Primary APN	`R-11925-00A-0080-1`
Alternative APNs	`000002803223` `2803223`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,485 sqft Living Area
Gross Area	5,918 sqft
1st Floor Area	4,485 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Wood
Lot Area	43,604 sqft (1 acres)
Garage Type	Attached
Garage Area	1,199 sqft
Porch	Covered Patio/Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1420 ORCHARD LN
City	CELINA
State	TX
Zip	75009-4774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESIDENCES AT COTTAGE HILL, THE, BLK A, LOT 8
Legal Subdivision	RESIDENCES AT COTTAGE HILL, THE (GCN)
Legal Block	A
Legal Lot Number	8
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	2
Census Block	2086
Census Tract	30307

Owner

1420 Orchard Ln is owned and occupied by two individuals who bought it in January 2022.

Source: Collin County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1420 ORCHARD LN, CELINA, TX 75009-4774
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jan 3, 2022	Vendor's Lien, Transfer · Commercial Mortgage THE FIRST NATIONAL BANK OF TOM BEAN
Mar 1, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2022 · Amount on File
Deed Sale	Jan 3, 2022 · Amount on File
Prior Sale	Mar 1, 2021 · Amount on File
Deed Document Number	2022440
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1420 ORCHARD LN, CELINA, TX 75009-4774
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 DAISY CORNER DR, PROSPER, TX 75078-9973

Mortgage

Document Number	0000078603
Date	May 17, 2022
Instrument	20220517000078603

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Dec 5, 2038
Change Frequency	5 Years
Max Rate At Change	9.37%
Index	5-Year CMT
Max Rate	9.37%

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jan 3, 2022
Property Address	1420 ORCHARD LN, CELINA, TX 75009-4774
Document Number	0000000440
Map Reference	FILE 2019-628
Instrument Date	Dec 29, 2021
Instrument	20220103000000440
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1321 PARISA CT, PROSPER, TX 75078-9416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 CHAMBERLAIN PL, MCKINNEY, TX 75071-5005

Mortgage

Document Number	0000000450
Date	Jan 3, 2022
Instrument	20220103000000450

Lender

Name	THE FIRST NATIONAL BANK OF TOM BEAN
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Change Frequency	Annually
Index	Prime Rate

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Mar 1, 2021
Property Address	1420 ORCHARD LN, CELINA, TX 75009-4774
Document Number	0000395500
Map Reference	FILE 2019-628
Instrument Date	Feb 26, 2021
Instrument	20210301000395500
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6950 TPC DR, MCKINNEY, TX 75070-1332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 PARISA CT, PROSPER, TX 75078-9416

Mortgage

Document Number	0000395510
Date	Mar 1, 2021
Instrument	20210301000395510

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1420 Orchard Ln was $17,246 with a homeowner's exemption, up 8% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Unified School District	Celina Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,246.00 (+8.01%) Homeowner's exemption	$1,346,718 Land $300,000	$1,885,204 Land $300,000
2024	$15,967.00
2023		$703,636 Land $250,000 Building $453,636	$703,636 Land $250,000 Building $453,636
2022	$3,480.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1420 Orchard Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1420 Orchard Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUSTANG SUD serves 127,911 people · EPA ID TX0610036
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Feb 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grayson Collin Communications Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum, Rise Broadband.

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