1420 Olive St, Gainesville, TX 76240 Property Records

Cooke County property record for 1420 Olive St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1961
Lot Size	0.547 acres (23,819 sqft)
Owner	Individual Name on File
Last Sale	$203,721 (Apr 2025)
Tax Bill	$2,571 (2026)
Deeds & Mortgages	Apr 2025 Second Mortgage Apr 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2300-153-00004`

Property Details

APN / Parcel Number

Primary APN	`2300-153-00004`
Alternative APN	`11235`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	832 sqft Living Area
Gross Area	1,172 sqft
1st Floor Area	832 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Rolled Roofing
Lot Area	23,819 sqft (0.547 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	2300-153-00004
Street Address	1420 OLIVE ST
City	GAINESVILLE
State	TX
Zip	76240-3561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GAINESVILLE ADDN; 2300; BLOCK 153; 0.5468
Legal Subdivision	GAINESVILLE ADDN
Legal Tract	4
Legal Block	153
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3011
Census Tract	600

Owner

1420 Olive St is owned and occupied by an individual who bought it in April 2025.

Source: Cooke County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1420 OLIVE ST, GAINESVILLE, TX 76240-3561
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Apr 25, 2025	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2025 · Amount on File
Deed Sale	Apr 25, 2025 · Amount on File
Prior Sale	Jul 23, 2007
Deed Document Number	20252775
Deed Book / Page	2707 / 296
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1420 OLIVE ST, GAINESVILLE, TX 76240-3561
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 OLIVE ST, GAINESVILLE, TX 76240-3561

Mortgage

Document Number	002707/323
Date	Apr 25, 2025
Book Page	2707/323
Instrument	2025-2777

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	36 Months
Due	Apr 25, 2028

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Apr 25, 2025
Property Address	1420 OLIVE ST, GAINESVILLE, TX 76240-3561
Document Number	002707/296
Book / Page	2707 / 296
Map Reference	VOL 1515 PG 270
Instrument Date	Apr 25, 2025
Instrument	2025-2775
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3291 N GRAND AVE, GAINESVILLE, TX 76240-2359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 OLIVE ST, CALLISBURG, TX 76240-3561

Mortgage

Document Number	0020252776
Date	Apr 25, 2025
Instrument	2025-2776

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 1420 Olive St was $2,571, up 1% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,571.00 (+10.01%)	$122,888 (+10.01%) Land $53,028 Building $69,860	$122,888 (+10.01%) Land $53,028 Building $69,860
2025	$2,337.00 (+11.39%)	$111,710 Land $53,028 Building $58,682	$111,710 Land $53,028 Building $58,682
2024	$2,098.00
2023		$106,947 Land $48,352 Building $58,595	$106,947 Land $48,352 Building $58,595
2022	$2,150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1420 Olive St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1420 Olive St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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