1420 Nelson St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 1420 Nelson St, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,057 sqft · built 1966
Lot Size	0.385 acres (16,800 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Mar 2026)
Tax Bill	$5,862 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.78-3-4`

Property Details

APN / Parcel Number

Primary APN	`421500 49.78-3-4`
Alternative APN	`150004907800030040000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,057 sqft Living Area
1st Floor Area	1,057 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	16,800 sqft (0.385 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	76 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1420 NELSON ST
City	SCHENECTADY
State	NY
Zip	12306-5138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	TO 280 1 WOOD & GARAGE
Legal Block	3
Legal Lot Number	4.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1016
Census Tract	33200

Owner

1420 Nelson St is owned by an individual who bought it in March 2026.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1883 STATE ST, 1, SCHENECTADY, NY 12304-2126
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Warranty Deed, Transfer · FHA Mortgage US MORTGAGE CORP
Aug 16, 2023	Administrator's Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2026 · Amount on File
Deed Sale	Mar 17, 2026 · Amount on File
Prior Sale	Aug 16, 2023 · Amount on File
Deed Document Number	20265723
Deed Book / Page	2168 / 387
Prior Transfer Date	Jul 18, 2023
Prior Transfer Doc	0000046669
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 17, 2026
Property Address	1420 NELSON ST, SCHENECTADY, NY 12306-5138
Document Number	0000005723
Instrument Date	Feb 12, 2026
Instrument	202605723
Transaction Type	Transfer
Record Updated	Apr 28, 2026
Title Company	PRIORITY 1 ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1420 NELSON ST, SCHENECTADY, NY 12306-5138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1883 STATE ST # 1, 1, SCHENECTADY, NY 12304-2126

Mortgage

Document Number	0000005724
Date	Mar 17, 2026
Instrument	202605724

Lender

Name	US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

August 2023: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 16, 2023
Property Address	1420 NELSON ST, SCHENECTADY, NY 12306-5138
Document Number	0000046669
Book / Page	2113 / 837
Instrument Date	Jul 18, 2023
Instrument	202346669
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1420 NELSON ST, SCHENECTADY, NY 12306-5138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 NELSON ST, SCHENECTADY, NY 12306-5138

Mortgage

Document Number	0000046670
Date	Aug 16, 2023
Instrument	202346670

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 1420 Nelson St was $5,862, up 2.1% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,862.00 (+2.13%)
2025	$5,740.00	$125,400 Land $18,800 Building $106,600	$207,650 Land $31,131 Building $176,519
2023		$125,400 (-) Land $18,800 Building $106,600	$158,734 (+3.8%) Land $23,797 Building $134,937
2022		$125,400 Land $18,800 Building $106,600	$152,927 Land $22,927 Building $130,000
2021	$4,964.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1420 Nelson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1420 Nelson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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