Codington County property record for 1420 N Maple, Watertown, SD 57201
| Property Type | Single Family Home |
|---|---|
| Details | built 1993 |
| Lot Size | 0.235 acres (10,248 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Aug 2020) |
| Tax Bill | $4,003 (2026) |
| Deeds & Mortgages | Mar 2009 Mortgage Dec 2011 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011801 |
| Primary APN | 011801 |
|---|
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 10,248 sqft (0.235 acres) |
| Lot Dimensions | 122 ft deep x 84.2 ft wide |
| Street Address | 1420 N MAPLE |
|---|---|
| City | WATERTOWN |
| State | SD |
| Zip | 57201-1219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK 4 SUTTOR'S PLATEAU 2ND ADD |
| Legal Subdivision | PLATEAU 2ND ADD |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | CODINGTON SD |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 954302 |
Source: Codington County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1420 N MAPLE, WATERTOWN, SD 57201-1219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2009 | Deed of Trust, Mortgage WELLS FARGO BANKNA |
| Dec 6, 2011 | Deed of Trust, Mortgage WELLS FARGO BANK, N.A. |
| Jan 13, 2014 | Warranty Deed, Transfer PLAINS COMMERCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2020 · Amount on Record |
| Deed Sale | Aug 24, 2020 · Amount on Record |
| Prior Sale | Jan 13, 2014 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CODINGTON SD |
| Property Address | 1420 N MAPLE, WATERTOWN, SD 57201-1219 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00986/2094 |
|---|---|
| Date | Mar 23, 2009 |
| Book Page | 986/2094 |
| Instrument | 200901375 |
| Name | WELLS FARGO BANKNA |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 17, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CODINGTON SD |
| Property Address | 1420 N MAPLE, WATERTOWN, SD 57201-1219 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00986/8296 |
|---|---|
| Date | Dec 6, 2011 |
| Book Page | 986/8296 |
| Name | WELLS FARGO BANK, N.A. |
|---|---|
| Address | PO BOX 11701, NEWARK, NJ 07101 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CODINGTON SD |
| Recording Date | Jan 13, 2014 |
| Property Address | 1420 N MAPLE, WATERTOWN, SD 57201-1219 |
| Document Number | 00423/7521 |
| Book / Page | 423 / 7521 |
| Instrument Date | Jan 10, 2014 |
| Instrument | 201400199 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | FIRST DAKOTA TITLE LLC, FIRST DAKOTA TITLE - WTN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1420 N MAPLE, WATERTOWN, SD 57201-1219 |
| Document Number | 00988/3129 |
|---|---|
| Date | Jan 13, 2014 |
| Book Page | 988/3129 |
| Instrument | 201400200 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Address | SIOUX FALLS, SD 57106 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Feb 1, 2044 |
Source: Codington County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Codington County |
| Municipality | Watertown City |
| Unified School District | Watertown School District 14-4 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,003.00 (+0.02%) Homeowner's exemption | $375,265 (-) Land $51,086 Building $324,179 |
| 2025 | $4,002.00 (+9.67%) Homeowner's exemption | $375,265 (+13.7%) Land $51,086 Building $324,179 |
| 2024 | $3,649.00 (-0.03%) | |
| 2023 | $330,052 Land $44,230 Building $285,822 | |
| 2022 | $3,650.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 4, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN MUNICIPAL UTILITIES serves 23,230 people · EPA ID SD4600356 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | CLARK RURAL WATER SYSTEM |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 1,000 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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